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Farmers & Merchants Bank
✓ FDIC-insured · Active FDIC Certificate #2036
Farmers & Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Granite Quarry, North Carolina, established in 1909. As of the 06/30/2026 FDIC call report, it reported $999M in total assets and $843M in deposits. FDIC location data lists 12 offices in North Carolina. The FDIC classifies it as a community bank. It is owned by the holding company F & M FINANCIAL CORP (Granite Quarry, NC).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 12 of Farmers & Merchants Bank's FDIC-listed offices are in North Carolina. Browse banks in Granite Quarry for other local options.
Branch locations
| Farmers & Merchants Bank Farmers & Merchants Bank · Full Service - Brick And Mortar | 138 N Salisbury Gq Ave Granite Quarry, NC 28146 Map ↗ |
| Farmers & Merchants Bank Faith Teller'S Window Branch · Full Service - Brick And Mortar | 115 South Main Faith Street Faith, NC 28041 Map ↗ |
| Farmers & Merchants Bank Rockwell Branch · Full Service - Brick And Mortar | 418 W Main St Rockwell, NC 28138 Map ↗ |
| Farmers & Merchants Bank West Salisbury Branch · Full Service - Brick And Mortar | 630 Jake Alexander Blvd W Salisbury, NC 28147 Map ↗ |
| Farmers & Merchants Bank China Grove Branch · Full Service - Brick And Mortar | 116 N Main St China Grove, NC 28023 Map ↗ |
| Farmers & Merchants Bank North Main Street Branch · Full Service - Brick And Mortar | 420 N Main St Salisbury, NC 28144 Map ↗ |
| Farmers & Merchants Bank Statesville Boulevard Express Branch · Full Service - Brick And Mortar | 221 Statesville Blvd Salisbury, NC 28144 Map ↗ |
| Farmers & Merchants Bank Avalon Drive Branch · Full Service - Brick And Mortar | 102 Avalon Dr Salisbury, NC 28146 Map ↗ |
| Farmers & Merchants Bank Kannapolis Branch · Full Service - Brick And Mortar | 2975 Dale Earnhardt Blvd Kannapolis, NC 28083 Map ↗ |
| Farmers & Merchants Bank Trinity Oaks Retirement Community Branch · Full Service - Brick And Mortar | 728 Klumac Rd Salisbury, NC 28144 Map ↗ |
| Farmers & Merchants Bank Church Street Branch · Full Service - Brick And Mortar | 635 Church St N Concord, NC 28025 Map ↗ |
| Farmers & Merchants Bank Raleigh Branch · Full Service - Brick And Mortar | 6801 Falls Of Neuse Rd Raleigh, NC 27615 Map ↗ |
Holding company: F & M FINANCIAL CORP
The FDIC lists F & M FINANCIAL CORP, based in Granite Quarry, NC, as the top holding company for Farmers & Merchants Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Carolina
Active FDIC-insured banks headquartered in North Carolina with total assets closest to Farmers & Merchants Bank's $999M. See all banks in North Carolina.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Providence Bank | Rocky Mount | $1.5B | 10 |
| North State Bank | Raleigh | $1.5B | 7 |
| Piedmont Federal Savings Bank | Winston Salem | $1.3B | 10 |
| Uwharrie Bank | Albemarle | $1.2B | 10 |
| KS Bank, Inc. | Smithfield | $874M | 13 |
| Bank of Oak Ridge | Oak Ridge | $658M | 5 |
| BlueHarbor Bank | Mooresville | $628M | 3 |
| Lumbee Guaranty Bank | Pembroke | $583M | 14 |
Farmers & Merchants Bank: common questions
Is Farmers & Merchants Bank FDIC-insured?
Yes. Farmers & Merchants Bank is an active FDIC-insured institution, FDIC Certificate #2036. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers & Merchants Bank headquartered?
Farmers & Merchants Bank is headquartered at 138 N Salisbury Gq Ave, Granite Quarry, NC 28146, according to FDIC records.
How many branches does Farmers & Merchants Bank have?
FDIC location data lists 12 offices for Farmers & Merchants Bank, all in North Carolina.
Who owns Farmers & Merchants Bank?
The FDIC lists F & M FINANCIAL CORP of Granite Quarry, NC as the top holding company for Farmers & Merchants Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.