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Uwharrie Bank
✓ FDIC-insured · Active FDIC Certificate #24919
Uwharrie Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Albemarle, North Carolina, established in 1984. As of the 06/30/2026 FDIC call report, it reported $1.2B in total assets and $1.1B in deposits. FDIC location data lists 10 offices in North Carolina. The FDIC classifies it as a community bank. It is owned by the holding company UWHARRIE CAPITAL CORP (Albemarle, NC).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of Uwharrie Bank's FDIC-listed offices are in North Carolina. Browse banks in Albemarle for other local options.
Branch locations
| Uwharrie Bank Uwharrie Bank · Full Service - Brick And Mortar | 167 N 2nd St Albemarle, NC 28001 Map ↗ |
| Uwharrie Bank Village Branch · Full Service - Brick And Mortar | 710 N 1st St Albemarle, NC 28001 Map ↗ |
| Uwharrie Bank Norwood Branch · Full Service - Brick And Mortar | 107 S Main St Norwood, NC 28128 Map ↗ |
| Uwharrie Bank Oakboro Branch · Full Service - Brick And Mortar | 224 N Main St Oakboro, NC 28129 Map ↗ |
| Uwharrie Bank East Albemarle Branch · Full Service - Brick And Mortar | 800 Highway 24-27 Bypass Albemarle, NC 28001 Map ↗ |
| Uwharrie Bank Concord Branch · Full Service - Brick And Mortar | 25 Palaside Dr Ne Concord, NC 28025 Map ↗ |
| Uwharrie Bank Mount Pleasant Branch · Full Service - Brick And Mortar | 8320 W Franklin St Mount Pleasant, NC 28124 Map ↗ |
| Uwharrie Bank Wadesboro Branch · Full Service - Brick And Mortar | 211 S Green St Wadesboro, NC 28170 Map ↗ |
| Uwharrie Bank West Stanly Branch · Full Service - Brick And Mortar | 416 Main St W Locust, NC 28097 Map ↗ |
| Uwharrie Bank Rea Road At Stonecrest Branch · Full Service - Brick And Mortar | 5231 Piper Station Dr Charlotte, NC 28277 Map ↗ |
Holding company: UWHARRIE CAPITAL CORP
The FDIC lists UWHARRIE CAPITAL CORP, based in Albemarle, NC, as the top holding company for Uwharrie Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Carolina
Active FDIC-insured banks headquartered in North Carolina with total assets closest to Uwharrie Bank's $1.2B. See all banks in North Carolina.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Peoples Bank | Newton | $1.8B | 16 |
| Providence Bank | Rocky Mount | $1.5B | 10 |
| North State Bank | Raleigh | $1.5B | 7 |
| Piedmont Federal Savings Bank | Winston Salem | $1.3B | 10 |
| Farmers & Merchants Bank | Granite Quarry | $999M | 12 |
| KS Bank, Inc. | Smithfield | $874M | 13 |
| Bank of Oak Ridge | Oak Ridge | $658M | 5 |
| BlueHarbor Bank | Mooresville | $628M | 3 |
Uwharrie Bank: common questions
Is Uwharrie Bank FDIC-insured?
Yes. Uwharrie Bank is an active FDIC-insured institution, FDIC Certificate #24919. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Uwharrie Bank headquartered?
Uwharrie Bank is headquartered at 167 N 2nd St, Albemarle, NC 28001, according to FDIC records.
How many branches does Uwharrie Bank have?
FDIC location data lists 10 offices for Uwharrie Bank, all in North Carolina.
Who owns Uwharrie Bank?
The FDIC lists UWHARRIE CAPITAL CORP of Albemarle, NC as the top holding company for Uwharrie Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.