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Farmers & Merchants Bank

✓ FDIC-insured · Active FDIC Certificate #9069

Farmers & Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Eatonton, Georgia, established in 1922. As of the 06/30/2026 FDIC call report, it reported $290M in total assets and $259M in deposits. FDIC location data lists 2 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company PUTNAM-GREENE FINANCIAL CORP (Eatonton, GA).

Total assets
$290M
Total deposits
$259M
Offices
2
Return on assets
0.55%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 2 of Farmers & Merchants Bank's FDIC-listed offices are in Georgia. Browse banks in Eatonton for other local options.

Branch locations

Farmers & Merchants Bank
Oconee Parkway Branch · Full Service - Brick And Mortar
1011 Lake Oconee Pkwy
Eatonton, GA 31024
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Farmers & Merchants Bank
Farmers & Merchants Bank · Full Service - Brick And Mortar
100 S Madison Ave
Eatonton, GA 31024
Map ↗

Holding company: PUTNAM-GREENE FINANCIAL CORP

The FDIC lists PUTNAM-GREENE FINANCIAL CORP, based in Eatonton, GA, as the top holding company for Farmers & Merchants Bank. It also owns 3 FDIC-insured banks:

FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.

Similar-size banks in Georgia

Active FDIC-insured banks headquartered in Georgia with total assets closest to Farmers & Merchants Bank's $290M. See all banks in Georgia.

BankHQ cityAssetsOffices
Georgia Community BankAlbany$375M8
First National Bank of GriffinGriffin$368M6
Rabun County BankClayton$362M4
First National Bank of Decatur CountyBainbridge$360M6
Flint Community BankAlbany$357M2
First Southern BankWaycross$347M1
Altamaha Bank & Trust CompanyVidalia$334M4
Bank of NewingtonNewington$334M4

Farmers & Merchants Bank: common questions

Is Farmers & Merchants Bank FDIC-insured?

Yes. Farmers & Merchants Bank is an active FDIC-insured institution, FDIC Certificate #9069. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Farmers & Merchants Bank headquartered?

Farmers & Merchants Bank is headquartered at 100 S Madison Ave, Eatonton, GA 31024, according to FDIC records.

How many branches does Farmers & Merchants Bank have?

FDIC location data lists 2 offices for Farmers & Merchants Bank, all in Georgia.

Who owns Farmers & Merchants Bank?

The FDIC lists PUTNAM-GREENE FINANCIAL CORP of Eatonton, GA as the top holding company for Farmers & Merchants Bank. The same holding company owns 3 other FDIC-insured banks.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.