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Farmers & Merchants State Bank
✓ FDIC-insured · Active FDIC Certificate #13242
Farmers & Merchants State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Waterloo, Wisconsin, established in 1897. As of the 06/30/2026 FDIC call report, it reported $246M in total assets and $183M in deposits. FDIC location data lists 3 offices in Wisconsin. The FDIC classifies it as a community bank. It is owned by the holding company MAUNESHA BANCSHARES INC (Waterloo, WI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Farmers & Merchants State Bank's FDIC-listed offices are in Wisconsin. Browse banks in Waterloo for other local options.
Branch locations
| Farmers & Merchants State Bank Marshall Branch · Full Service - Brick And Mortar | 218 W Main St Marshall, WI 53559 Map ↗ |
| Farmers & Merchants State Bank Lake Mills Branch · Full Service - Brick And Mortar | 550 W Tyranena Park Rd Lake Mills, WI 53551 Map ↗ |
| Farmers & Merchants State Bank Farmers & Merchants State Bank · Full Service - Brick And Mortar | 210 W Madison St Waterloo, WI 53594 Map ↗ |
Holding company: MAUNESHA BANCSHARES INC
The FDIC lists MAUNESHA BANCSHARES INC, based in Waterloo, WI, as the top holding company for Farmers & Merchants State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Wisconsin
Active FDIC-insured banks headquartered in Wisconsin with total assets closest to Farmers & Merchants State Bank's $246M. See all banks in Wisconsin.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First National Community Bank | New Richmond | $345M | 5 |
| Citizens First Bank | Viroqua | $344M | 6 |
| Cumberland Federal Bank, FSB | Cumberland | $342M | 2 |
| Bank of Alma | Alma | $340M | 4 |
| Clare Bank, National Association | Platteville | $332M | 8 |
| Northern State Bank | Ashland | $331M | 7 |
| State Bank of Newburg | Newburg | $328M | 2 |
| The Equitable Bank, S.S.B. | Wauwatosa | $327M | 6 |
Farmers & Merchants State Bank: common questions
Is Farmers & Merchants State Bank FDIC-insured?
Yes. Farmers & Merchants State Bank is an active FDIC-insured institution, FDIC Certificate #13242. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers & Merchants State Bank headquartered?
Farmers & Merchants State Bank is headquartered at 210 W Madison St, Waterloo, WI 53594, according to FDIC records.
How many branches does Farmers & Merchants State Bank have?
FDIC location data lists 3 offices for Farmers & Merchants State Bank, all in Wisconsin.
Who owns Farmers & Merchants State Bank?
The FDIC lists MAUNESHA BANCSHARES INC of Waterloo, WI as the top holding company for Farmers & Merchants State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.