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Farmers and Merchants State Bank
✓ FDIC-insured · Active FDIC Certificate #15610
Farmers and Merchants State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Winterset, Iowa, established in 1938. As of the 06/30/2026 FDIC call report, it reported $272M in total assets and $241M in deposits. FDIC location data lists 5 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company FARMERS & MERCHANTS BCORP (Winterset, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Farmers and Merchants State Bank's FDIC-listed offices are in Iowa. Browse banks in Winterset for other local options.
Branch locations
| Farmers and Merchants State Bank Orient Branch · Full Service - Brick And Mortar | 114 S Broad St Orient, IA 50858 Map ↗ |
| Farmers and Merchants State Bank St Charles Branch · Full Service - Brick And Mortar | 317 E Main St Saint Charles, IA 50240 Map ↗ |
| Farmers and Merchants State Bank Motor Branch · Limited Service - Drive Thru/Detached Facility | 722 N 1st St Winterset, IA 50273 Map ↗ |
| Farmers and Merchants State Bank Farmers & Merchants State Bank - Greenfield Branch · Full Service - Brick And Mortar | 204 Se 6th St Greenfield, IA 50849 Map ↗ |
| Farmers and Merchants State Bank Farmers And Merchants State Bank · Full Service - Brick And Mortar | 101 W Jefferson St Winterset, IA 50273 Map ↗ |
Holding company: FARMERS & MERCHANTS BCORP
The FDIC lists FARMERS & MERCHANTS BCORP, based in Winterset, IA, as the top holding company for Farmers and Merchants State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to Farmers and Merchants State Bank's $272M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| NSB Bank | Mason City | $461M | 6 |
| GreatAmerica Bank National Association | Cedar Rapids | $450M | 4 |
| FreedomBank | Elkader | $434M | 4 |
| TS Bank | Treynor | $433M | 7 |
| Maquoketa State Bank | Maquoketa | $429M | 4 |
| Waukon State Bank | Waukon | $427M | 4 |
| Farmers Trust and Savings Bank | Buffalo Center | $423M | 6 |
| Central State Bank | Coralville | $419M | 7 |
Farmers and Merchants State Bank: common questions
Is Farmers and Merchants State Bank FDIC-insured?
Yes. Farmers and Merchants State Bank is an active FDIC-insured institution, FDIC Certificate #15610. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers and Merchants State Bank headquartered?
Farmers and Merchants State Bank is headquartered at 101 W Jefferson St, Winterset, IA 50273, according to FDIC records.
How many branches does Farmers and Merchants State Bank have?
FDIC location data lists 5 offices for Farmers and Merchants State Bank, all in Iowa.
Who owns Farmers and Merchants State Bank?
The FDIC lists FARMERS & MERCHANTS BCORP of Winterset, IA as the top holding company for Farmers and Merchants State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.