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Farmers and Merchants Trust Company of Chambersburg
✓ FDIC-insured · Active FDIC Certificate #8405
Farmers and Merchants Trust Company of Chambersburg is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Chambersburg, Pennsylvania, established in 1906. As of the 06/30/2026 FDIC call report, it reported $2.3B in total assets and $1.9B in deposits. FDIC location data lists 25 offices across 2 states and territories, with the most in Pennsylvania (24). The FDIC classifies it as a community bank. It is owned by the holding company FRANKLIN FINL SERVICES CORP (Chambersburg, PA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Farmers and Merchants Trust Company of Chambersburg has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Pennsylvania | 24 | 96.0% |
| Maryland | 1 | 4.0% |
Branch locations
| Farmers and Merchants Trust Company of Chambersburg Hagerstown Branch Office · Full Service - Brick And Mortar | 83 W Washington Street Hagerstown, MD 21740 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Hustontown Branch · Full Service - Brick And Mortar | 7781 Waterfall Rd Hustontown, PA 17229 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Lincoln Way East Branch · Full Service - Brick And Mortar | 1712 Lincoln Way E Chambersburg, PA 17202 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Marion Branch · Full Service - Brick And Mortar | Colorado Street Marion, PA 17235 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg West Side Branch · Full Service - Brick And Mortar | 1100 Lincoln Way West Hamilton Township, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Orchard Park Branch · Full Service - Brick And Mortar | 841 Wayne Ave Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Philadelphia Avenue Branch · Full Service - Brick And Mortar | 2405 Philadelphia Avenue Extended Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Chambers Pointe Branch · Full Service - Brick And Mortar | 1625 Philadelphia Ave Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Boiling Springs Branch · Full Service - Brick And Mortar | 3 E 1st St Boiling Springs, PA 17007 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Newville Branch · Full Service - Brick And Mortar | 9 W Big Spring Ave Newville, PA 17241 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Shippensburg Branch · Full Service - Brick And Mortar | 13 Shippensburg Shopping Ctr Shippensburg, PA 17257 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Orbisonia Branch · Full Service - Brick And Mortar | 18810 Sandy Ridge Sta Orbisonia, PA 17243 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Ritner Highway Branch · Full Service - Brick And Mortar | 1901 Ritner Hwy Carlisle, PA 17013 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Brookview Branch · Full Service - Brick And Mortar | 2075 Scotland Ave Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg East High Street Carlisle Branch · Full Service - Brick And Mortar | 800 E High St Carlisle, PA 17013 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Waynesboro Branch · Full Service - Brick And Mortar | 200 E Main St Waynesboro, PA 17268 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Greencastle Branch · Full Service - Brick And Mortar | 518 N Antrim Way Greencastle, PA 17225 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Carlisle Crossings Branch · Full Service - Brick And Mortar | Carlisle Crossing Branch Carlisle, PA 17013 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Norland Avenue Branch · Full Service - Brick And Mortar | 870 Norland Ave Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Mcconnellsburg Branch · Full Service - Brick And Mortar | 100 Lincoln Way E Mcconnellsburg, PA 17233 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Farmers And Merchants Trust Company Of Chambersburg · Full Service - Brick And Mortar | 20 S Main St Chambersburg, PA 17201 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Mechanicsburg Branch · Full Service - Brick And Mortar | 6375 Carlisle Pike Mechanicsburg, PA 17050 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Mont Alto Branch · Full Service - Brick And Mortar | 2 Park St Mont Alto, PA 17237 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Linglestown Community Office Branch · Full Service - Brick And Mortar | 4765 Linglestown Road Harrisburg, PA 17112 Map ↗ |
| Farmers and Merchants Trust Company of Chambersburg Community Trust Company Branch · Full Service - Brick And Mortar | 3907 Market St Camp Hill, PA 17011 Map ↗ |
Holding company: FRANKLIN FINL SERVICES CORP
The FDIC lists FRANKLIN FINL SERVICES CORP, based in Chambersburg, PA, as the top holding company for Farmers and Merchants Trust Company of Chambersburg. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Pennsylvania
Active FDIC-insured banks headquartered in Pennsylvania with total assets closest to Farmers and Merchants Trust Company of Chambersburg's $2.3B. See all banks in Pennsylvania.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| NEXTIER BANK, NATIONAL ASSOCIATION | Kittanning | $2.9B | 37 |
| Wayne Bank | Honesdale | $2.9B | 33 |
| Meridian Bank | Wayne | $2.6B | 7 |
| Somerset Trust Company | Somerset | $2.5B | 51 |
| The Ephrata National Bank | Ephrata | $2.4B | 23 |
| QNB Bank | Quakertown | $2.4B | 18 |
| Kish Bank | Belleville | $2.1B | 19 |
| Bank of Bird-in-Hand | Bird In Hand | $1.9B | 16 |
Farmers and Merchants Trust Company of Chambersburg: common questions
Is Farmers and Merchants Trust Company of Chambersburg FDIC-insured?
Yes. Farmers and Merchants Trust Company of Chambersburg is an active FDIC-insured institution, FDIC Certificate #8405. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers and Merchants Trust Company of Chambersburg headquartered?
Farmers and Merchants Trust Company of Chambersburg is headquartered at 20 S Main St, Chambersburg, PA 17201, according to FDIC records.
How many branches does Farmers and Merchants Trust Company of Chambersburg have?
FDIC location data lists 25 offices for Farmers and Merchants Trust Company of Chambersburg in 2 states and territories. The most are in Pennsylvania (24), followed by Maryland (1).
Who owns Farmers and Merchants Trust Company of Chambersburg?
The FDIC lists FRANKLIN FINL SERVICES CORP of Chambersburg, PA as the top holding company for Farmers and Merchants Trust Company of Chambersburg.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.