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The Ephrata National Bank
✓ FDIC-insured · Active FDIC Certificate #7493
The Ephrata National Bank is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Ephrata, Pennsylvania, established in 1881. As of the 06/30/2026 FDIC call report, it reported $2.4B in total assets and $2.0B in deposits. FDIC location data lists 23 offices across 2 states and territories, with the most in Pennsylvania (19). The FDIC classifies it as a community bank. It is owned by the holding company HIBSHMAN TR EPHRATA NB STK (Ephrata, PA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
The Ephrata National Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Pennsylvania | 19 | 82.6% |
| Maryland | 4 | 17.4% |
Branch locations
| The Ephrata National Bank 108 North East Plaza Branch · Full Service - Brick And Mortar | 108 North East Plz North East, MD 21901 Map ↗ |
| The Ephrata National Bank Rising Sun Towne Centre Branch · Full Service - Brick And Mortar | 56 Rising Sun Town Ctr Rising Sun, MD 21911 Map ↗ |
| The Ephrata National Bank Cecil Bank Branch · Full Service - Brick And Mortar | 127 North St Elkton, MD 21921 Map ↗ |
| The Ephrata National Bank Fair Hill Branch · Full Service - Brick And Mortar | 4434 Telegraph Rd Elkton, MD 21921 Map ↗ |
| The Ephrata National Bank Cloister Branch · Full Service - Brick And Mortar | 809 Martin Ave Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Hinkletown Branch · Full Service - Brick And Mortar | 935 N Railroad Ave New Holland, PA 17557 Map ↗ |
| The Ephrata National Bank Denver Branch · Full Service - Brick And Mortar | 1 Main St Denver, PA 17517 Map ↗ |
| The Ephrata National Bank Akron Office Branch · Full Service - Brick And Mortar | 351 S 7th St Akron, PA 17501 Map ↗ |
| The Ephrata National Bank Kissel Hill Branch · Full Service - Brick And Mortar | 3190 Lititz Pike Lititz, PA 17543 Map ↗ |
| The Ephrata National Bank Technology Center Branch · Limited Service - Administrative | 31 E Franklin St Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Money Management Group Branch · Limited Service - Trust | 47 E Main St Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Main Office Drive-In Branch · Limited Service - Drive Thru/Detached Facility | 42 E Main St Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Blue Ball Branch · Full Service - Brick And Mortar | 110 Marble Ave East Earl, PA 17519 Map ↗ |
| The Ephrata National Bank The Ephrata National Bank · Full Service - Brick And Mortar | 31 E Main St Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Manheim Branch · Full Service - Brick And Mortar | 1 N Penryn Rd Manheim, PA 17545 Map ↗ |
| The Ephrata National Bank Leola Branch · Full Service - Brick And Mortar | 361 W Main St Leola, PA 17540 Map ↗ |
| The Ephrata National Bank Myerstown Branch · Full Service - Brick And Mortar | 615 E Lincoln Ave Myerstown, PA 17067 Map ↗ |
| The Ephrata National Bank The Ephrata National Bank Branch · Limited Service - Messenger | Po Box 457 Ephrata, PA 17522 Map ↗ |
| The Ephrata National Bank Morgantown Branch · Full Service - Brick And Mortar | 6296 Morgantown Road Morgantown, PA 19543 Map ↗ |
| The Ephrata National Bank Georgetown Branch · Limited Service - Drive Thru/Detached Facility | 1298 Georgetown Rd Quarryville, PA 17566 Map ↗ |
| The Ephrata National Bank Strasburg Branch · Full Service - Brick And Mortar | 60 Historic Drive Strasburg, PA 17579 Map ↗ |
| The Ephrata National Bank Ephrata National Bank Quarryville Branch · Full Service - Brick And Mortar | 101 E State St Quarryville, PA 17566 Map ↗ |
| The Ephrata National Bank Lititz Branch · Full Service - Brick And Mortar | 1 E Main St Lititz, PA 17543 Map ↗ |
Holding company: HIBSHMAN TR EPHRATA NB STK
The FDIC lists HIBSHMAN TR EPHRATA NB STK, based in Ephrata, PA, as the top holding company for The Ephrata National Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Pennsylvania
Active FDIC-insured banks headquartered in Pennsylvania with total assets closest to The Ephrata National Bank's $2.4B. See all banks in Pennsylvania.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Fidelity Deposit and Discount Bank | Dunmore | $3.0B | 23 |
| NEXTIER BANK, NATIONAL ASSOCIATION | Kittanning | $2.9B | 37 |
| Wayne Bank | Honesdale | $2.9B | 33 |
| Meridian Bank | Wayne | $2.6B | 7 |
| Somerset Trust Company | Somerset | $2.5B | 51 |
| QNB Bank | Quakertown | $2.4B | 18 |
| Farmers and Merchants Trust Company of Chambersburg | Chambersburg | $2.3B | 25 |
| Kish Bank | Belleville | $2.1B | 19 |
The Ephrata National Bank: common questions
Is The Ephrata National Bank FDIC-insured?
Yes. The Ephrata National Bank is an active FDIC-insured institution, FDIC Certificate #7493. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Ephrata National Bank headquartered?
The Ephrata National Bank is headquartered at 31 E Main St, Ephrata, PA 17522, according to FDIC records.
How many branches does The Ephrata National Bank have?
FDIC location data lists 23 offices for The Ephrata National Bank in 2 states and territories. The most are in Pennsylvania (19), followed by Maryland (4).
Who owns The Ephrata National Bank?
The FDIC lists HIBSHMAN TR EPHRATA NB STK of Ephrata, PA as the top holding company for The Ephrata National Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.