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First & Farmers National Bank, Inc.
✓ FDIC-insured · Active FDIC Certificate #2738
First & Farmers National Bank, Inc. is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Somerset, Kentucky, established in 1903. As of the 06/30/2026 FDIC call report, it reported $714M in total assets and $631M in deposits. FDIC location data lists 11 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company PINE KNOB HOLDINGS LLC (Bowling Green, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of First & Farmers National Bank, Inc.'s FDIC-listed offices are in Kentucky. Browse banks in Somerset for other local options.
Branch locations
| First & Farmers National Bank, Inc. First & Farmers National Bank, Inc. · Full Service - Brick And Mortar | 2020 S Highway 27 Somerset, KY 42501 Map ↗ |
| First & Farmers National Bank, Inc. Burnside Branch · Full Service - Brick And Mortar | 14 French Avenue Burnside, KY 42519 Map ↗ |
| First & Farmers National Bank, Inc. Somerset Plaza Branch · Full Service - Brick And Mortar | 100 Turner St Somerset, KY 42503 Map ↗ |
| First & Farmers National Bank, Inc. Nancy Branch · Full Service - Brick And Mortar | 9260 W Highway 80 Nancy, KY 42544 Map ↗ |
| First & Farmers National Bank, Inc. Wright Drive Branch · Full Service - Brick And Mortar | 701 Wright Dr Columbia, KY 42728 Map ↗ |
| First & Farmers National Bank, Inc. Albany Branch · Full Service - Brick And Mortar | 101 Plaza Dr Albany, KY 42602 Map ↗ |
| First & Farmers National Bank, Inc. Burkesville Branch · Full Service - Brick And Mortar | 129 N Main St Burkesville, KY 42717 Map ↗ |
| First & Farmers National Bank, Inc. Columbia Downtown Branch · Full Service - Brick And Mortar | 114 Will Walker Rd Columbia, KY 42728 Map ↗ |
| First & Farmers National Bank, Inc. Somerset North Main Street Branch · Full Service - Brick And Mortar | 527 N Main St Somerset, KY 42501 Map ↗ |
| First & Farmers National Bank, Inc. 200 South Washington Street Branch · Full Service - Brick And Mortar | 200 S Washington St Albany, KY 42602 Map ↗ |
| First & Farmers National Bank, Inc. Russell Springs Branch · Full Service - Brick And Mortar | 2198 Lakeway Drive Russell Springs, KY 42642 Map ↗ |
Holding company: PINE KNOB HOLDINGS LLC
The FDIC lists PINE KNOB HOLDINGS LLC, based in Bowling Green, KY, as the top holding company for First & Farmers National Bank, Inc.. It also owns one other FDIC-insured bank:
- The Cecilian Bank, Cecilia, KY ($1.6B in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to First & Farmers National Bank, Inc.'s $714M. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Wilson & Muir Bank & Trust Company | Bardstown | $818M | 12 |
| Cumberland Valley National Bank & Trust Company | London | $816M | 14 |
| Franklin Bank & Trust Company | Franklin | $804M | 5 |
| Farmers Bank and Trust Company | Marion | $794M | 10 |
| FNB Bank, Inc. | Mayfield | $770M | 11 |
| The Citizens National Bank of Somerset | Somerset | $701M | 12 |
| Citizens Bank of Kentucky, Inc. | Paintsville | $670M | 12 |
| Peoples Exchange Bank | Winchester | $610M | 9 |
First & Farmers National Bank, Inc.: common questions
Is First & Farmers National Bank, Inc. FDIC-insured?
Yes. First & Farmers National Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #2738. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First & Farmers National Bank, Inc. headquartered?
First & Farmers National Bank, Inc. is headquartered at 2020 S Highway 27, Somerset, KY 42501, according to FDIC records.
How many branches does First & Farmers National Bank, Inc. have?
FDIC location data lists 11 offices for First & Farmers National Bank, Inc., all in Kentucky.
Who owns First & Farmers National Bank, Inc.?
The FDIC lists PINE KNOB HOLDINGS LLC of Bowling Green, KY as the top holding company for First & Farmers National Bank, Inc.. The same holding company owns 1 other FDIC-insured bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.