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Peoples Exchange Bank
✓ FDIC-insured · Active FDIC Certificate #8785
Peoples Exchange Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Winchester, Kentucky, established in 1912. As of the 06/30/2026 FDIC call report, it reported $610M in total assets and $523M in deposits. FDIC location data lists 9 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company GENBEACH CO INC (Winchester, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 9 of Peoples Exchange Bank's FDIC-listed offices are in Kentucky. Browse banks in Winchester for other local options.
Branch locations
| Peoples Exchange Bank Lexington Main Branch · Full Service - Brick And Mortar | 901 Richmond Rd Lexington, KY 40502 Map ↗ |
| Peoples Exchange Bank Highways 52-11 Branch · Full Service - Brick And Mortar | Highways 52 And 11 Beattyville, KY 41311 Map ↗ |
| Peoples Exchange Bank Winchester Branch · Full Service - Brick And Mortar | 175 Brooks Place Way Winchester, KY 40391 Map ↗ |
| Peoples Exchange Bank Mount Sterling Main · Full Service - Retail | 560 Indian Mound Dr Mount Sterling, KY 40353 Map ↗ |
| Peoples Exchange Bank Stanton Branch · Full Service - Brick And Mortar | 53 E Pendleton St Stanton, KY 40380 Map ↗ |
| Peoples Exchange Bank Georgetown South Broadway Branch · Full Service - Brick And Mortar | 923 S Broadway St Georgetown, KY 40324 Map ↗ |
| Peoples Exchange Bank Peoples Exchange Bank · Full Service - Brick And Mortar | 101 N Main St Winchester, KY 40391 Map ↗ |
| Peoples Exchange Bank Crescent Springs Lpo Branch · Limited Service - Loan Production | 541 Buttermilk Pike Crescent Springs, KY 41017 Map ↗ |
| Peoples Exchange Bank Northern Ky Branch · Full Service - Brick And Mortar | 7620 Dixie Hwy Florence, KY 41042 Map ↗ |
Holding company: GENBEACH CO INC
The FDIC lists GENBEACH CO INC, based in Winchester, KY, as the top holding company for Peoples Exchange Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to Peoples Exchange Bank's $610M. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Citizens Bank of Kentucky, Inc. | Paintsville | $670M | 12 |
| Hearthside Bank Corporation | Middlesboro | $609M | 8 |
| First United Bank and Trust Company | Madisonville | $591M | 7 |
| First Kentucky Bank, Inc. | Mayfield | $586M | 11 |
| Peoples Bank of Kentucky, Inc. | Flemingsburg | $565M | 12 |
| West Point Bank | Radcliff | $561M | 5 |
| Magnolia Bank, Incorporated | Elizabethtown | $546M | 15 |
| The Murray Bank | Murray | $534M | 3 |
Peoples Exchange Bank: common questions
Is Peoples Exchange Bank FDIC-insured?
Yes. Peoples Exchange Bank is an active FDIC-insured institution, FDIC Certificate #8785. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Peoples Exchange Bank headquartered?
Peoples Exchange Bank is headquartered at 101 N Main St, Winchester, KY 40391, according to FDIC records.
How many branches does Peoples Exchange Bank have?
FDIC location data lists 9 offices for Peoples Exchange Bank, all in Kentucky.
Who owns Peoples Exchange Bank?
The FDIC lists GENBEACH CO INC of Winchester, KY as the top holding company for Peoples Exchange Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.