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First United Bank and Trust Company

✓ FDIC-insured · Active FDIC Certificate #34150

First United Bank and Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Madisonville, Kentucky, established in 1996. As of the 06/30/2026 FDIC call report, it reported $591M in total assets and $525M in deposits. FDIC location data lists 7 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST UNITED BCORP INC (Madisonville, KY).

Total assets
$591M
Total deposits
$525M
Offices
7
Return on assets
1.45%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 7 of First United Bank and Trust Company's FDIC-listed offices are in Kentucky. Browse banks in Madisonville for other local options.

Branch locations

First United Bank and Trust Company
Northside Office Branch · Full Service - Brick And Mortar
1080 N Main St
Madisonville, KY 42431
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First United Bank and Trust Company
Earlington Branch · Full Service - Brick And Mortar
101 E Main St
Earlington, KY 42410
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First United Bank and Trust Company
First United Bank And Trust Company · Full Service - Brick And Mortar
162 N Main St
Madisonville, KY 42431
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First United Bank and Trust Company
Beaver Dam Branch · Full Service - Brick And Mortar
1500 Bill Monroe Memorial Boulevard
Beaver Dam, KY 42320
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First United Bank and Trust Company
Marion Kentucky Branch · Full Service - Brick And Mortar
305 N Main St
Marion, KY 42064
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First United Bank and Trust Company
Parrish Ave. Branch · Full Service - Brick And Mortar
3012 W Parrish Ave
Owensboro, KY 42301
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First United Bank and Trust Company
Frederica Street Branch · Full Service - Brick And Mortar
2800 Frederica St
Owensboro, KY 42301
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Holding company: FIRST UNITED BCORP INC

The FDIC lists FIRST UNITED BCORP INC, based in Madisonville, KY, as the top holding company for First United Bank and Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to First United Bank and Trust Company's $591M. See all banks in Kentucky.

BankHQ cityAssetsOffices
Peoples Exchange BankWinchester$610M9
Hearthside Bank CorporationMiddlesboro$609M8
First Kentucky Bank, Inc.Mayfield$586M11
Peoples Bank of Kentucky, Inc.Flemingsburg$565M12
West Point BankRadcliff$561M5
Magnolia Bank, IncorporatedElizabethtown$546M15
The Murray BankMurray$534M3
United Community Bank of West Kentucky, Inc.Morganfield$525M7

First United Bank and Trust Company: common questions

Is First United Bank and Trust Company FDIC-insured?

Yes. First United Bank and Trust Company is an active FDIC-insured institution, FDIC Certificate #34150. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First United Bank and Trust Company headquartered?

First United Bank and Trust Company is headquartered at 162 N Main St, Madisonville, KY 42431, according to FDIC records.

How many branches does First United Bank and Trust Company have?

FDIC location data lists 7 offices for First United Bank and Trust Company, all in Kentucky.

Who owns First United Bank and Trust Company?

The FDIC lists FIRST UNITED BCORP INC of Madisonville, KY as the top holding company for First United Bank and Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.