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West Point Bank
✓ FDIC-insured · Active FDIC Certificate #12166
West Point Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Radcliff, Kentucky, established in 1914. As of the 06/30/2026 FDIC call report, it reported $561M in total assets and $476M in deposits. FDIC location data lists 5 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST BRECKINRIDGE BANCSHARES (Irvington, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of West Point Bank's FDIC-listed offices are in Kentucky. Browse banks in Radcliff for other local options.
Branch locations
| West Point Bank West Point Branch · Full Service - Brick And Mortar | 601 Main St West Point, KY 40177 Map ↗ |
| West Point Bank Glendale Branch · Full Service - Brick And Mortar | 436 E Main St Glendale, KY 42740 Map ↗ |
| West Point Bank West Point Ban K · Full Service - Brick And Mortar | 502 W Dixie Ave Elizabethtown, KY 42701 Map ↗ |
| West Point Bank Upton Branch · Full Service - Brick And Mortar | 114 N Walnut St Upton, KY 42784 Map ↗ |
| West Point Bank West Point Bank · Full Service - Brick And Mortar | 600 W Lincoln Trail Blvd Radcliff, KY 40160 Map ↗ |
Holding company: FIRST BRECKINRIDGE BANCSHARES
The FDIC lists FIRST BRECKINRIDGE BANCSHARES, based in Irvington, KY, as the top holding company for West Point Bank. It also owns 5 FDIC-insured banks:
- American Bank & Trust Company, Inc., Bowling Green, KY ($924M in assets)
- River City Bank, Inc., Louisville, KY ($495M in assets)
- Bank of Lexington, Inc., Lexington, KY ($411M in assets)
- First State Bank, Irvington, KY ($402M in assets)
- Bank of Clarkson, Clarkson, KY ($178M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to West Point Bank's $561M. See all banks in Kentucky.
West Point Bank: common questions
Is West Point Bank FDIC-insured?
Yes. West Point Bank is an active FDIC-insured institution, FDIC Certificate #12166. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is West Point Bank headquartered?
West Point Bank is headquartered at 600 W Lincoln Trail Blvd, Radcliff, KY 40160, according to FDIC records.
How many branches does West Point Bank have?
FDIC location data lists 5 offices for West Point Bank, all in Kentucky.
Who owns West Point Bank?
The FDIC lists FIRST BRECKINRIDGE BANCSHARES of Irvington, KY as the top holding company for West Point Bank. The same holding company owns 5 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.