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River City Bank, Inc.
✓ FDIC-insured · Active FDIC Certificate #26703
River City Bank, Inc. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Louisville, Kentucky, established in 1986. As of the 06/30/2026 FDIC call report, it reported $495M in total assets and $438M in deposits. FDIC location data lists 7 offices across 2 states and territories, with the most in Kentucky (6). The FDIC classifies it as a community bank. It is owned by the holding company FIRST BRECKINRIDGE BANCSHARES (Irvington, KY).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
River City Bank, Inc. has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Kentucky | 6 | 85.7% |
| Indiana | 1 | 14.3% |
Branch locations
| River City Bank, Inc. Jeffersonville Branch · Full Service - Brick And Mortar | 3511 E 10th St Jeffersonville, IN 47130 Map ↗ |
| River City Bank, Inc. Jeffersontown Branch · Full Service - Brick And Mortar | 10130 Taylorsville Rd Jeffersontown, KY 40299 Map ↗ |
| River City Bank, Inc. Bardstown Road Branch · Full Service - Brick And Mortar | 2501 Bardstown Rd Louisville, KY 40205 Map ↗ |
| River City Bank, Inc. Highview Branch · Full Service - Brick And Mortar | 7710 Outer Loop Louisville, KY 40228 Map ↗ |
| River City Bank, Inc. River City Bank, Inc. · Full Service - Brick And Mortar | 500 S 6th St Louisville, KY 40202 Map ↗ |
| River City Bank, Inc. Greenwood Road Branch · Full Service - Brick And Mortar | 6308 Greenwood Rd Louisville, KY 40258 Map ↗ |
| River City Bank, Inc. Middletown Branch · Full Service - Brick And Mortar | 14000 Shelbyville Rd Louisville, KY 40245 Map ↗ |
Holding company: FIRST BRECKINRIDGE BANCSHARES
The FDIC lists FIRST BRECKINRIDGE BANCSHARES, based in Irvington, KY, as the top holding company for River City Bank, Inc.. It also owns 5 FDIC-insured banks:
- American Bank & Trust Company, Inc., Bowling Green, KY ($924M in assets)
- West Point Bank, Radcliff, KY ($561M in assets)
- Bank of Lexington, Inc., Lexington, KY ($411M in assets)
- First State Bank, Irvington, KY ($402M in assets)
- Bank of Clarkson, Clarkson, KY ($178M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to River City Bank, Inc.'s $495M. See all banks in Kentucky.
River City Bank, Inc.: common questions
Is River City Bank, Inc. FDIC-insured?
Yes. River City Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #26703. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is River City Bank, Inc. headquartered?
River City Bank, Inc. is headquartered at 500 S 6th St, Louisville, KY 40202, according to FDIC records.
How many branches does River City Bank, Inc. have?
FDIC location data lists 7 offices for River City Bank, Inc. in 2 states and territories. The most are in Kentucky (6), followed by Indiana (1).
Who owns River City Bank, Inc.?
The FDIC lists FIRST BRECKINRIDGE BANCSHARES of Irvington, KY as the top holding company for River City Bank, Inc.. The same holding company owns 5 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.