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First State Bank
✓ FDIC-insured · Active FDIC Certificate #12149
First State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Irvington, Kentucky, established in 1903. As of the 06/30/2026 FDIC call report, it reported $402M in total assets and $354M in deposits. FDIC location data lists 3 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST BRECKINRIDGE BANCSHARES (Irvington, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of First State Bank's FDIC-listed offices are in Kentucky. Browse banks in Irvington for other local options.
Branch locations
| First State Bank Hardinsburg Branch · Full Service - Brick And Mortar | 1017 Old Highway 60 Hardinsburg, KY 40143 Map ↗ |
| First State Bank Rough River Branch · Full Service - Brick And Mortar | 9666 S Highway 259 Mcdaniels, KY 40152 Map ↗ |
| First State Bank First State Bank · Full Service - Brick And Mortar | 240 N 1st St Irvington, KY 40146 Map ↗ |
Holding company: FIRST BRECKINRIDGE BANCSHARES
The FDIC lists FIRST BRECKINRIDGE BANCSHARES, based in Irvington, KY, as the top holding company for First State Bank. It also owns 5 FDIC-insured banks:
- American Bank & Trust Company, Inc., Bowling Green, KY ($924M in assets)
- West Point Bank, Radcliff, KY ($561M in assets)
- River City Bank, Inc., Louisville, KY ($495M in assets)
- Bank of Lexington, Inc., Lexington, KY ($411M in assets)
- Bank of Clarkson, Clarkson, KY ($178M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to First State Bank's $402M. See all banks in Kentucky.
First State Bank: common questions
Is First State Bank FDIC-insured?
Yes. First State Bank is an active FDIC-insured institution, FDIC Certificate #12149. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank headquartered?
First State Bank is headquartered at 240 N 1st St, Irvington, KY 40146, according to FDIC records.
How many branches does First State Bank have?
FDIC location data lists 3 offices for First State Bank, all in Kentucky.
Who owns First State Bank?
The FDIC lists FIRST BRECKINRIDGE BANCSHARES of Irvington, KY as the top holding company for First State Bank. The same holding company owns 5 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.