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Cumberland Security Bank, Inc.

✓ FDIC-insured · Active FDIC Certificate #11358

Cumberland Security Bank, Inc. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Somerset, Kentucky, established in 1909. As of the 06/30/2026 FDIC call report, it reported $420M in total assets and $359M in deposits. FDIC location data lists 4 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST COMMERCE BCORP INC (Somerset, KY).

Total assets
$420M
Total deposits
$359M
Offices
4
Return on assets
4.50%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 4 of Cumberland Security Bank, Inc.'s FDIC-listed offices are in Kentucky. Browse banks in Somerset for other local options.

Branch locations

Cumberland Security Bank, Inc.
Eubank Branch · Full Service - Brick And Mortar
15000 N Highway 1247
Eubank, KY 42567
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Cumberland Security Bank, Inc.
South Branch · Full Service - Brick And Mortar
3758 South Hgwy 27
Somerset, KY 42501
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Cumberland Security Bank, Inc.
Somerset Branch · Full Service - Brick And Mortar
377 S Highway 27
Somerset, KY 42501
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Cumberland Security Bank, Inc.
Cumberland Security Bank, Inc. · Full Service - Brick And Mortar
107 S Main St
Somerset, KY 42501
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Holding company: FIRST COMMERCE BCORP INC

The FDIC lists FIRST COMMERCE BCORP INC, based in Somerset, KY, as the top holding company for Cumberland Security Bank, Inc.. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Cumberland Security Bank, Inc.'s $420M. See all banks in Kentucky.

BankHQ cityAssetsOffices
United Cumberland BankWhitley City$460M7
Meade County BankBrandenburg$458M4
The Lincoln National Bank of HodgenvilleHodgenville$454M5
Morgantown Bank & Trust Company, IncorporatedMorgantown$440M8
Town & Country Bank and Trust CompanyBardstown$434M5
Bank of Lexington, Inc.Lexington$411M4
Bank of the Bluegrass and Trust CompanyLexington$407M5
First State BankIrvington$402M3

Cumberland Security Bank, Inc.: common questions

Is Cumberland Security Bank, Inc. FDIC-insured?

Yes. Cumberland Security Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #11358. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Cumberland Security Bank, Inc. headquartered?

Cumberland Security Bank, Inc. is headquartered at 107 S Main St, Somerset, KY 42501, according to FDIC records.

How many branches does Cumberland Security Bank, Inc. have?

FDIC location data lists 4 offices for Cumberland Security Bank, Inc., all in Kentucky.

Who owns Cumberland Security Bank, Inc.?

The FDIC lists FIRST COMMERCE BCORP INC of Somerset, KY as the top holding company for Cumberland Security Bank, Inc..

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.