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Bank of the Bluegrass and Trust Company

✓ FDIC-insured · Active FDIC Certificate #21161

Bank of the Bluegrass and Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lexington, Kentucky, established in 1972. As of the 06/30/2026 FDIC call report, it reported $407M in total assets and $346M in deposits. FDIC location data lists 5 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company BLUEGRASS BANCSHARES INC (Lexington, KY).

Total assets
$407M
Total deposits
$346M
Offices
5
Return on assets
1.35%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 5 of Bank of the Bluegrass and Trust Company's FDIC-listed offices are in Kentucky. Browse banks in Lexington for other local options.

Branch locations

Bank of the Bluegrass and Trust Company
Bank Of The Bluegrass And Trust Company · Full Service - Brick And Mortar
101 E High St
Lexington, KY 40507
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Bank of the Bluegrass and Trust Company
Southland Branch · Full Service - Brick And Mortar
215 Southland Dr
Lexington, KY 40503
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Bank of the Bluegrass and Trust Company
Messenger Service · Limited Service - Messenger
101 E High St
Lexington, KY 40507
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Bank of the Bluegrass and Trust Company
Romany Road Branch · Full Service - Brick And Mortar
361 Romany Rd
Lexington, KY 40502
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Bank of the Bluegrass and Trust Company
Palomar Springs Branch · Full Service - Retail
3948 Fountainblue Ln
Lexington, KY 40513
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Holding company: BLUEGRASS BANCSHARES INC

The FDIC lists BLUEGRASS BANCSHARES INC, based in Lexington, KY, as the top holding company for Bank of the Bluegrass and Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Bank of the Bluegrass and Trust Company's $407M. See all banks in Kentucky.

BankHQ cityAssetsOffices
The Lincoln National Bank of HodgenvilleHodgenville$454M5
Morgantown Bank & Trust Company, IncorporatedMorgantown$440M8
Town & Country Bank and Trust CompanyBardstown$434M5
Cumberland Security Bank, Inc.Somerset$420M4
Bank of Lexington, Inc.Lexington$411M4
First State BankIrvington$402M3
Citizens Bank & Trust CompanyCampbellsville$383M4
The First National Bank of GraysonGrayson$372M7

Bank of the Bluegrass and Trust Company: common questions

Is Bank of the Bluegrass and Trust Company FDIC-insured?

Yes. Bank of the Bluegrass and Trust Company is an active FDIC-insured institution, FDIC Certificate #21161. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Bank of the Bluegrass and Trust Company headquartered?

Bank of the Bluegrass and Trust Company is headquartered at 101 E High St, Lexington, KY 40507, according to FDIC records.

How many branches does Bank of the Bluegrass and Trust Company have?

FDIC location data lists 5 offices for Bank of the Bluegrass and Trust Company, all in Kentucky.

Who owns Bank of the Bluegrass and Trust Company?

The FDIC lists BLUEGRASS BANCSHARES INC of Lexington, KY as the top holding company for Bank of the Bluegrass and Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.