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Morgantown Bank & Trust Company, Incorporated

✓ FDIC-insured · Active FDIC Certificate #275

Morgantown Bank & Trust Company, Incorporated is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Morgantown, Kentucky, established in 1880. As of the 06/30/2026 FDIC call report, it reported $440M in total assets and $386M in deposits. FDIC location data lists 8 offices across 2 states and territories, with the most in Kentucky (7). The FDIC classifies it as a community bank. It is owned by the holding company MORGANTOWN DEPOSIT BCORP INC (Morgantown, KY).

Total assets
$440M
Total deposits
$386M
Offices
8
Return on assets
0.82%

Financial data as of the 06/30/2026 FDIC call report.

Branches by state

Morgantown Bank & Trust Company, Incorporated has offices in 2 states and territories. Counts come from the FDIC's institution location records.

StateOfficesShare
Kentucky787.5%
Tennessee112.5%

Branch locations

Morgantown Bank & Trust Company, Incorporated
Highway 70 Branch · Full Service - Brick And Mortar
71 Veterans Way
Morgantown, KY 42261
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Morgantown Bank & Trust Company, Incorporated
Morgantown Bank & Trust Company, Incorporated · Full Service - Brick And Mortar
202 N Main St
Morgantown, KY 42261
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Morgantown Bank & Trust Company, Incorporated
Morgantown Road · Full Service - Brick And Mortar
1848 Morgantown Rd
Bowling Green, KY 42101
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Morgantown Bank & Trust Company, Incorporated
Thoroughbred Square · Full Service - Brick And Mortar
1945 Scottsville Rd
Bowling Green, KY 42104
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Morgantown Bank & Trust Company, Incorporated
Morgantown Drive Thru · Limited Service - Drive Thru/Detached Facility
208 N Main St
Morgantown, KY 42261
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Morgantown Bank & Trust Company, Incorporated
Rich Pond Office Branch · Full Service - Brick And Mortar
8051 Nashville Road
Bowling Green, KY 42101
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Morgantown Bank & Trust Company, Incorporated
Beaver Dam Office Branch · Full Service - Brick And Mortar
1150 North Main Street
Beaver Dam, KY 42320
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Morgantown Bank & Trust Company, Incorporated
My Town Bank Lpo Branch · Limited Service - Loan Production
3102 West End Ave
Nashville, TN 37203
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Holding company: MORGANTOWN DEPOSIT BCORP INC

The FDIC lists MORGANTOWN DEPOSIT BCORP INC, based in Morgantown, KY, as the top holding company for Morgantown Bank & Trust Company, Incorporated. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Morgantown Bank & Trust Company, Incorporated's $440M. See all banks in Kentucky.

BankHQ cityAssetsOffices
Pbt BancorpHazard$473M6
United Cumberland BankWhitley City$460M7
Meade County BankBrandenburg$458M4
The Lincoln National Bank of HodgenvilleHodgenville$454M5
Town & Country Bank and Trust CompanyBardstown$434M5
Cumberland Security Bank, Inc.Somerset$420M4
Bank of Lexington, Inc.Lexington$411M4
Bank of the Bluegrass and Trust CompanyLexington$407M5

Morgantown Bank & Trust Company, Incorporated: common questions

Is Morgantown Bank & Trust Company, Incorporated FDIC-insured?

Yes. Morgantown Bank & Trust Company, Incorporated is an active FDIC-insured institution, FDIC Certificate #275. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Morgantown Bank & Trust Company, Incorporated headquartered?

Morgantown Bank & Trust Company, Incorporated is headquartered at 202 N Main St, Morgantown, KY 42261, according to FDIC records.

How many branches does Morgantown Bank & Trust Company, Incorporated have?

FDIC location data lists 8 offices for Morgantown Bank & Trust Company, Incorporated in 2 states and territories. The most are in Kentucky (7), followed by Tennessee (1).

Who owns Morgantown Bank & Trust Company, Incorporated?

The FDIC lists MORGANTOWN DEPOSIT BCORP INC of Morgantown, KY as the top holding company for Morgantown Bank & Trust Company, Incorporated.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.