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First Carolina Bank
✓ FDIC-insured · Active FDIC Certificate #35530
First Carolina Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Rocky Mount, North Carolina, established in 2000. As of the 06/30/2026 FDIC call report, it reported $3.4B in total assets and $2.9B in deposits. FDIC location data lists 9 offices across 4 states and territories, with the most in North Carolina (5). It is owned by the holding company FIRST CAROLINA FINL SERVICES (Raleigh, NC).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First Carolina Bank has offices in 4 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| North Carolina | 5 | 55.6% |
| South Carolina | 2 | 22.2% |
| Georgia | 1 | 11.1% |
| Virginia | 1 | 11.1% |
Branch locations
| First Carolina Bank Atlanta Branch · Full Service - Brick And Mortar | 125 Glenridge Point Pkwy Atlanta, GA 30342 Map ↗ |
| First Carolina Bank Reidsville Branch · Full Service - Brick And Mortar | 604 S Scales St Reidsville, NC 27320 Map ↗ |
| First Carolina Bank Raleigh Branch · Full Service - Brick And Mortar | 2626 Glenwood Ave Ste 190 Raleigh, NC 27608 Map ↗ |
| First Carolina Bank Cary Branch · Full Service - Brick And Mortar | 1405 Bradford View Dr Cary, NC 27519 Map ↗ |
| First Carolina Bank Wilmington Branch · Full Service - Brick And Mortar | 5815 Oleander Dr Wilmington, NC 28403 Map ↗ |
| First Carolina Bank First Carolina Bank · Full Service - Brick And Mortar | 171 N Winstead Ave Rocky Mount, NC 27804 Map ↗ |
| First Carolina Bank Columbia Branch · Full Service - Brick And Mortar | 3000 Devine St Columbia, SC 29205 Map ↗ |
| First Carolina Bank Greenville, Sc Branch · Full Service - Brick And Mortar | 522 N Church St Greenville, SC 29601 Map ↗ |
| First Carolina Bank Va Beach Branch · Full Service - Brick And Mortar | 1864 Laskin Rd Virginia Beach, VA 23454 Map ↗ |
Holding company: FIRST CAROLINA FINL SERVICES
The FDIC lists FIRST CAROLINA FINL SERVICES, based in Raleigh, NC, as the top holding company for First Carolina Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Carolina
Active FDIC-insured banks headquartered in North Carolina with total assets closest to First Carolina Bank's $3.4B. See all banks in North Carolina.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Southern Bank and Trust Company | Mount Olive | $5.3B | 57 |
| The Fidelity Bank | Fuquay Varina | $4.7B | 58 |
| HomeTrust Bank | Asheville | $4.4B | 33 |
| Peoples Bank | Newton | $1.8B | 16 |
| Providence Bank | Rocky Mount | $1.5B | 10 |
| North State Bank | Raleigh | $1.5B | 7 |
First Carolina Bank: common questions
Is First Carolina Bank FDIC-insured?
Yes. First Carolina Bank is an active FDIC-insured institution, FDIC Certificate #35530. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Carolina Bank headquartered?
First Carolina Bank is headquartered at 171 N Winstead Ave, Rocky Mount, NC 27804, according to FDIC records.
How many branches does First Carolina Bank have?
FDIC location data lists 9 offices for First Carolina Bank in 4 states and territories. The most are in North Carolina (5), followed by South Carolina (2).
Who owns First Carolina Bank?
The FDIC lists FIRST CAROLINA FINL SERVICES of Raleigh, NC as the top holding company for First Carolina Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.