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Southern Bank and Trust Company
✓ FDIC-insured · Active FDIC Certificate #15359
Southern Bank and Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Mount Olive, North Carolina, established in 1901. As of the 06/30/2026 FDIC call report, it reported $5.3B in total assets and $4.8B in deposits. FDIC location data lists 57 offices across 2 states and territories, with the most in North Carolina (47). It is owned by the holding company SOUTHERN BANCSHARES N C INC (Mount Olive, NC).
Total assets
$5.3B
Total deposits
$4.8B
Offices
57
Return on assets
1.40%
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Southern Bank and Trust Company has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| North Carolina | 47 | 82.5% |
| Virginia | 10 | 17.5% |
Branch locations
| Southern Bank and Trust Company Garland Branch · Full Service - Brick And Mortar | 83 S Bladen Ave Garland, NC 28441 Map ↗ |
| Southern Bank and Trust Company Salemburg Branch · Full Service - Brick And Mortar | 102 North Main Street Salemburg, NC 28385 Map ↗ |
| Southern Bank and Trust Company Scotland Neck Branch · Full Service - Brick And Mortar | 810 Main St Scotland Neck, NC 27874 Map ↗ |
| Southern Bank and Trust Company Kenly Branch · Full Service - Brick And Mortar | 101 W 2nd St Kenly, NC 27542 Map ↗ |
| Southern Bank and Trust Company Middlesex Branch · Full Service - Brick And Mortar | 11438 E Finch Ave Middlesex, NC 27557 Map ↗ |
| Southern Bank and Trust Company Fremont Branch · Full Service - Brick And Mortar | 100 Wilson Street Fremont, NC 27830 Map ↗ |
| Southern Bank and Trust Company Wilson Branch · Full Service - Brick And Mortar | 2300 Nash St N Wilson, NC 27896 Map ↗ |
| Southern Bank and Trust Company Forest Hills Branch · Full Service - Brick And Mortar | 1701 Forest Hills Rd W Wilson, NC 27893 Map ↗ |
| Southern Bank and Trust Company Murfreesboro Branch · Full Service - Brick And Mortar | 336 E Main St Murfreesboro, NC 27855 Map ↗ |
| Southern Bank and Trust Company North Breazeale Branch · Full Service - Brick And Mortar | 800 N Breazeale Ave Mount Olive, NC 28365 Map ↗ |
| Southern Bank and Trust Company Warsaw Branch · Full Service - Brick And Mortar | 114 N Pine St Warsaw, NC 28398 Map ↗ |
| Southern Bank and Trust Company Windsor Branch · Full Service - Brick And Mortar | 101 N King St Windsor, NC 27983 Map ↗ |
| Southern Bank and Trust Company Robersonville Branch · Full Service - Brick And Mortar | 111 N Main St Robersonville, NC 27871 Map ↗ |
| Southern Bank and Trust Company Belhaven Branch · Full Service - Brick And Mortar | 148 E Main St Belhaven, NC 27810 Map ↗ |
| Southern Bank and Trust Company La Grange Branch · Full Service - Brick And Mortar | 208 S Caswell St La Grange, NC 28551 Map ↗ |
| Southern Bank and Trust Company Ayden Branch · Full Service - Brick And Mortar | 236 Third St Ayden, NC 28513 Map ↗ |
| Southern Bank and Trust Company Plymouth Branch · Full Service - Brick And Mortar | 612 Washington St Plymouth, NC 27962 Map ↗ |
| Southern Bank and Trust Company Westridge Branch · Full Service - Brick And Mortar | 3690 Sunset Ave Rocky Mount, NC 27804 Map ↗ |
| Southern Bank and Trust Company Clinton Main Branch · Full Service - Brick And Mortar | 1008 Sunset Ave Clinton, NC 28328 Map ↗ |
| Southern Bank and Trust Company Ahoskie Branch · Full Service - Brick And Mortar | 506 Main St E Ahoskie, NC 27910 Map ↗ |
| Southern Bank and Trust Company Kill Devil Hills Branch · Full Service - Brick And Mortar | 202 S Croatan Hwy Kill Devil Hills, NC 27948 Map ↗ |
| Southern Bank and Trust Company Edenton · Full Service - Brick And Mortar | 101 W Queen St Edenton, NC 27932 Map ↗ |
| Southern Bank and Trust Company Nashville Branch · Full Service - Brick And Mortar | 209 S Barnes St Nashville, NC 27856 Map ↗ |
| Southern Bank and Trust Company Roanoke Rapids Branch · Full Service - Brick And Mortar | 1580 E 10th St Roanoke Rapids, NC 27870 Map ↗ |
| Southern Bank and Trust Company Greenville Main Branch · Full Service - Brick And Mortar | 2310 Charles Blvd Greenville, NC 27858 Map ↗ |
| Southern Bank and Trust Company Benvenue Branch · Full Service - Brick And Mortar | 1405 Benvenue Rd Rocky Mount, NC 27804 Map ↗ |
| Southern Bank and Trust Company Farmville Branch · Full Service - Brick And Mortar | 4217 East Church St Farmville, NC 27828 Map ↗ |
| Southern Bank and Trust Company Rocky Mount Branch · Full Service - Brick And Mortar | 230 Sunset Ave Rocky Mount, NC 27804 Map ↗ |
| Southern Bank and Trust Company Tarboro Branch · Full Service - Brick And Mortar | 422 N Main St Tarboro, NC 27886 Map ↗ |
| Southern Bank and Trust Company Manteo Branch · Full Service - Brick And Mortar | 318 North Highway 64/264 Manteo, NC 27954 Map ↗ |
| Southern Bank and Trust Company Kenansville Branch · Full Service - Brick And Mortar | 416 S Main St Kenansville, NC 28349 Map ↗ |
| Southern Bank and Trust Company Goldsboro Branch · Full Service - Brick And Mortar | 2301 Wayne Memorial Dr Goldsboro, NC 27534 Map ↗ |
| Southern Bank and Trust Company Winterville Branch · Full Service - Brick And Mortar | 4259 Winterville Pkwy Winterville, NC 28590 Map ↗ |
| Southern Bank and Trust Company Greenville Medical Center · Full Service - Brick And Mortar | 2275 Stantonsburg Rd Greenville, NC 27834 Map ↗ |
| Southern Bank and Trust Company Kitty Hawk Branch · Full Service - Brick And Mortar | 4804 N Croatan Hwy Kitty Hawk, NC 27949 Map ↗ |
| Southern Bank and Trust Company Jackson Branch · Full Service - Brick And Mortar | 208 W Jefferson St Jackson, NC 27845 Map ↗ |
| Southern Bank and Trust Company East Ash Branch · Full Service - Brick And Mortar | 2501 E Ash St Goldsboro, NC 27534 Map ↗ |
| Southern Bank and Trust Company Pinetops Branch · Full Service - Brick And Mortar | 102 East Hamlet Street Pinetops, NC 27864 Map ↗ |
| Southern Bank and Trust Company Wilmington Office · Full Service - Brick And Mortar | 6752 Rock Spring Rd Wilmington, NC 28405 Map ↗ |
| Southern Bank and Trust Company Raleigh Office · Full Service - Brick And Mortar | 3201 Glenwood Ave Raleigh, NC 27612 Map ↗ |
| Southern Bank and Trust Company Elizabeth City Branch · Full Service - Brick And Mortar | 1875 W City Dr Elizabeth City, NC 27909 Map ↗ |
| Southern Bank and Trust Company New Bern Office Branch · Full Service - Brick And Mortar | 1319 Commerce Drive New Bern, NC 28560 Map ↗ |
| Southern Bank and Trust Company Kinston Branch · Full Service - Brick And Mortar | 514 Plaza Blvd Kinston, NC 28501 Map ↗ |
| Southern Bank and Trust Company Morehead City Branch Office · Full Service - Brick And Mortar | 210 Nc Highway 24 Morehead City, NC 28557 Map ↗ |
| Southern Bank and Trust Company Pine Level Branch · Full Service - Brick And Mortar | 109 S Peedin Ave Pine Level, NC 27568 Map ↗ |
| Southern Bank and Trust Company Gatesville Branch · Full Service - Brick And Mortar | 203 Main St Gatesville, NC 27938 Map ↗ |
| Southern Bank and Trust Company Southern Bank And Trust Company · Limited Service - Administrative | 100 N Center St Mount Olive, NC 28365 Map ↗ |
| Southern Bank and Trust Company Norfolk Branch · Full Service - Brick And Mortar | 403 Boush St Norfolk, VA 23510 Map ↗ |
| Southern Bank and Trust Company Colley Avenue Branch · Full Service - Brick And Mortar | 4815 Colley Ave Norfolk, VA 23508 Map ↗ |
| Southern Bank and Trust Company Western Branch · Full Service - Brick And Mortar | 3343 Western Branch Blvd Chesapeake, VA 23321 Map ↗ |
| Southern Bank and Trust Company Virginia Beach Blvd Branch · Full Service - Brick And Mortar | 3720 Virginia Beach Blvd Virginia Beach, VA 23452 Map ↗ |
| Southern Bank and Trust Company Volvo Branch · Full Service - Brick And Mortar | 617 Volvo Pkwy Chesapeake, VA 23320 Map ↗ |
| Southern Bank and Trust Company Lynnhaven Branch · Full Service - Brick And Mortar | 601 Lynnhaven Pkwy Virginia Beach, VA 23452 Map ↗ |
| Southern Bank and Trust Company Suffolk Office Branch · Full Service - Brick And Mortar | 221 Western Ave Suffolk, VA 23434 Map ↗ |
| Southern Bank and Trust Company Hilltop Branch · Full Service - Brick And Mortar | 1756 Laskin Rd Virginia Beach, VA 23454 Map ↗ |
| Southern Bank and Trust Company Newport News Branch · Full Service - Brick And Mortar | 11832 Rock Landing Drive Newport News, VA 23606 Map ↗ |
| Southern Bank and Trust Company Richmond Office Branch · Full Service - Brick And Mortar | 7130 Glen Forest Drive Richmond, VA 23226 Map ↗ |
Holding company: SOUTHERN BANCSHARES N C INC
The FDIC lists SOUTHERN BANCSHARES N C INC, based in Mount Olive, NC, as the top holding company for Southern Bank and Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Carolina
Active FDIC-insured banks headquartered in North Carolina with total assets closest to Southern Bank and Trust Company's $5.3B. See all banks in North Carolina.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First Bank | Southern Pines | $13.0B | 116 |
| The Fidelity Bank | Fuquay Varina | $4.7B | 58 |
| HomeTrust Bank | Asheville | $4.4B | 33 |
| First Carolina Bank | Rocky Mount | $3.4B | 9 |
Southern Bank and Trust Company: common questions
Is Southern Bank and Trust Company FDIC-insured?
Yes. Southern Bank and Trust Company is an active FDIC-insured institution, FDIC Certificate #15359. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Southern Bank and Trust Company headquartered?
Southern Bank and Trust Company is headquartered at 100 N Center St, Mount Olive, NC 28365, according to FDIC records.
How many branches does Southern Bank and Trust Company have?
FDIC location data lists 57 offices for Southern Bank and Trust Company in 2 states and territories. The most are in North Carolina (47), followed by Virginia (10).
Who owns Southern Bank and Trust Company?
The FDIC lists SOUTHERN BANCSHARES N C INC of Mount Olive, NC as the top holding company for Southern Bank and Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.