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First Central Bank
✓ FDIC-insured · Active FDIC Certificate #10637
First Central Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cambridge, Nebraska, established in 1907. As of the 06/30/2026 FDIC call report, it reported $138M in total assets and $118M in deposits. FDIC location data lists 3 offices in Nebraska. The FDIC classifies it as a community bank. It is owned by the holding company CENTRAL BANCSHARES INC (Cambridge, NE).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of First Central Bank's FDIC-listed offices are in Nebraska. Browse banks in Cambridge for other local options.
Branch locations
| First Central Bank Arapahoe Branch · Full Service - Brick And Mortar | 415 Nebraska Ave Arapahoe, NE 68922 Map ↗ |
| First Central Bank Edison Branch · Full Service - Brick And Mortar | 322 Main St Edison, NE 68936 Map ↗ |
| First Central Bank First Central Bank · Full Service - Brick And Mortar | 623 Patterson St Cambridge, NE 69022 Map ↗ |
Holding company: CENTRAL BANCSHARES INC
The FDIC lists CENTRAL BANCSHARES INC, based in Cambridge, NE, as the top holding company for First Central Bank. It also owns 2 FDIC-insured banks:
- United Republic Bank, Elkhorn, NE ($186M in assets)
- First Central Bank McCook, Mccook, NE ($123M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to First Central Bank's $138M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Farmers and Merchants Bank of Ashland | Ashland | $152M | 4 |
| Bank of Hartington | Hartington | $151M | 2 |
| State Bank of Table Rock | Table Rock | $150M | 6 |
| Bank of Dixon County | Ponca | $142M | 3 |
| Hershey Bank | Hershey | $141M | 4 |
| West Plains Bank | Ainsworth | $139M | 2 |
| F&M Bank | Falls City | $135M | 2 |
| American Interstate Bank | Elkhorn | $132M | 3 |
First Central Bank: common questions
Is First Central Bank FDIC-insured?
Yes. First Central Bank is an active FDIC-insured institution, FDIC Certificate #10637. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Central Bank headquartered?
First Central Bank is headquartered at 623 Patterson St, Cambridge, NE 69022, according to FDIC records.
How many branches does First Central Bank have?
FDIC location data lists 3 offices for First Central Bank, all in Nebraska.
Who owns First Central Bank?
The FDIC lists CENTRAL BANCSHARES INC of Cambridge, NE as the top holding company for First Central Bank. The same holding company owns 2 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.