F&M Bank
✓ FDIC-insured · Active FDIC Certificate #5401
F&M Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Falls City, Nebraska, established in 1882. As of the 06/30/2026 FDIC call report, it reported $135M in total assets and $115M in deposits. FDIC location data lists 2 offices in Nebraska. It is owned by the holding company R DEAN PHILLIPS BK TR DATED 11-19-2004 (Las Vegas, NV).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of F&M Bank's FDIC-listed offices are in Nebraska. Browse banks in Falls City for other local options.
Branch locations
| F&M Bank Harlan Street Branch · Limited Service - Drive Thru/Detached Facility | 1502 Harlan Street Falls City, NE 68355 Map ↗ |
| F&M Bank F&M Bank · Full Service - Brick And Mortar | 1701 Stone St Falls City, NE 68355 Map ↗ |
Holding company: R DEAN PHILLIPS BK TR DATED 11-19-2004
The FDIC lists R DEAN PHILLIPS BK TR DATED 11-19-2004, based in Las Vegas, NV, as the top holding company for F&M Bank. It also owns 6 FDIC-insured banks:
- HNB National Bank, Hannibal, MO ($1.3B in assets)
- F&M Bank, West Point, NE ($355M in assets)
- Kaw Valley Bank, Topeka, KS ($340M in assets)
- Town & Country Bank Midwest, Quincy, IL ($279M in assets)
- Town & Country Bank, Las Vegas, NV ($207M in assets)
- The Citizens Bank of Edina, Edina, MO ($107M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to F&M Bank's $135M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Bank of Hartington | Hartington | $151M | 2 |
| State Bank of Table Rock | Table Rock | $150M | 6 |
| Bank of Dixon County | Ponca | $142M | 3 |
| Hershey Bank | Hershey | $141M | 4 |
| West Plains Bank | Ainsworth | $139M | 2 |
| First Central Bank | Cambridge | $138M | 3 |
| American Interstate Bank | Elkhorn | $132M | 3 |
| First Central Bank McCook | Mccook | $123M | 2 |
F&M Bank: common questions
Is F&M Bank FDIC-insured?
Yes. F&M Bank is an active FDIC-insured institution, FDIC Certificate #5401. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is F&M Bank headquartered?
F&M Bank is headquartered at 1701 Stone St, Falls City, NE 68355, according to FDIC records.
How many branches does F&M Bank have?
FDIC location data lists 2 offices for F&M Bank, all in Nebraska.
Who owns F&M Bank?
The FDIC lists R DEAN PHILLIPS BK TR DATED 11-19-2004 of Las Vegas, NV as the top holding company for F&M Bank. The same holding company owns 6 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.