F&M Bank
✓ FDIC-insured · Active FDIC Certificate #14922
F&M Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in West Point, Nebraska, established in 1931. As of the 06/30/2026 FDIC call report, it reported $355M in total assets and $312M in deposits. FDIC location data lists 7 offices across 2 states and territories, with the most in Nebraska (6). It is owned by the holding company R DEAN PHILLIPS BK TR DATED 11-19-2004 (Las Vegas, NV).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
F&M Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Nebraska | 6 | 85.7% |
| Iowa | 1 | 14.3% |
Branch locations
| F&M Bank Sioux City 3rd & Virginia · Full Service - Brick And Mortar | 930 3rd St Sioux City, IA 51101 Map ↗ |
| F&M Bank South Sioux City Downtown Branch · Full Service - Brick And Mortar | 2024 Dakota Ave South Sioux City, NE 68776 Map ↗ |
| F&M Bank South Sioux City Southridge Branch · Full Service - Brick And Mortar | 3300 Plaza Dr South Sioux City, NE 68776 Map ↗ |
| F&M Bank Wayne Branch · Full Service - Brick And Mortar | 321 Main St Wayne, NE 68787 Map ↗ |
| F&M Bank Gretna Branch · Full Service - Brick And Mortar | 11504 Willow Park Dr Gretna, NE 68028 Map ↗ |
| F&M Bank F&M Bank Papillion Branch · Full Service - Brick And Mortar | 1401 S Washington St Papillion, NE 68046 Map ↗ |
| F&M Bank F&M Bank · Full Service - Brick And Mortar | 204 N Main St West Point, NE 68788 Map ↗ |
Holding company: R DEAN PHILLIPS BK TR DATED 11-19-2004
The FDIC lists R DEAN PHILLIPS BK TR DATED 11-19-2004, based in Las Vegas, NV, as the top holding company for F&M Bank. It also owns 6 FDIC-insured banks:
- HNB National Bank, Hannibal, MO ($1.3B in assets)
- Kaw Valley Bank, Topeka, KS ($340M in assets)
- Town & Country Bank Midwest, Quincy, IL ($279M in assets)
- Town & Country Bank, Las Vegas, NV ($207M in assets)
- F&M Bank, Falls City, NE ($135M in assets)
- The Citizens Bank of Edina, Edina, MO ($107M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to F&M Bank's $355M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Sandhills State Bank | North Platte | $383M | 10 |
| Banner Capital Bank | Harrisburg | $380M | 7 |
| First Nebraska Bank | Valley | $371M | 15 |
| Flatwater Bank | Gothenburg | $368M | 3 |
| The First National Bank of Gordon | Gordon | $358M | 1 |
| Premier Bank National Association | Omaha | $342M | 5 |
| First Community Bank | Beemer | $342M | 4 |
| Pathway Bank | Cairo | $338M | 5 |
F&M Bank: common questions
Is F&M Bank FDIC-insured?
Yes. F&M Bank is an active FDIC-insured institution, FDIC Certificate #14922. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is F&M Bank headquartered?
F&M Bank is headquartered at 204 N Main St, West Point, NE 68788, according to FDIC records.
How many branches does F&M Bank have?
FDIC location data lists 7 offices for F&M Bank in 2 states and territories. The most are in Nebraska (6), followed by Iowa (1).
Who owns F&M Bank?
The FDIC lists R DEAN PHILLIPS BK TR DATED 11-19-2004 of Las Vegas, NV as the top holding company for F&M Bank. The same holding company owns 6 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.