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Flatwater Bank
✓ FDIC-insured · Active FDIC Certificate #10639
Flatwater Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Gothenburg, Nebraska, established in 1902. As of the 06/30/2026 FDIC call report, it reported $368M in total assets and $321M in deposits. FDIC location data lists 3 offices in Nebraska. The FDIC classifies it as a community bank. It is owned by the holding company WILLIAMS FINANCIAL CORP (Gothenburg, NE).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Flatwater Bank's FDIC-listed offices are in Nebraska. Browse banks in Gothenburg for other local options.
Branch locations
| Flatwater Bank Ansley Branch · Full Service - Brick And Mortar | 624 Main St Ansley, NE 68814 Map ↗ |
| Flatwater Bank Flatwater Bank · Full Service - Brick And Mortar | 900 Lake Ave Gothenburg, NE 69138 Map ↗ |
| Flatwater Bank Brady Branch · Full Service - Brick And Mortar | 120 N Main St Brady, NE 69123 Map ↗ |
Holding company: WILLIAMS FINANCIAL CORP
The FDIC lists WILLIAMS FINANCIAL CORP, based in Gothenburg, NE, as the top holding company for Flatwater Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to Flatwater Bank's $368M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Great Plains State Bank | Petersburg | $392M | 5 |
| Waypoint Bank | Cozad | $391M | 8 |
| Lincoln FSB of Nebraska | Lincoln | $387M | 13 |
| Sandhills State Bank | North Platte | $383M | 10 |
| Banner Capital Bank | Harrisburg | $380M | 7 |
| First Nebraska Bank | Valley | $371M | 15 |
| The First National Bank of Gordon | Gordon | $358M | 1 |
| F&M Bank | West Point | $355M | 7 |
Flatwater Bank: common questions
Is Flatwater Bank FDIC-insured?
Yes. Flatwater Bank is an active FDIC-insured institution, FDIC Certificate #10639. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Flatwater Bank headquartered?
Flatwater Bank is headquartered at 900 Lake Ave, Gothenburg, NE 69138, according to FDIC records.
How many branches does Flatwater Bank have?
FDIC location data lists 3 offices for Flatwater Bank, all in Nebraska.
Who owns Flatwater Bank?
The FDIC lists WILLIAMS FINANCIAL CORP of Gothenburg, NE as the top holding company for Flatwater Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.