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Waypoint Bank
✓ FDIC-insured · Active FDIC Certificate #5394
Waypoint Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cozad, Nebraska, established in 1883. As of the 06/30/2026 FDIC call report, it reported $391M in total assets and $325M in deposits. FDIC location data lists 8 offices across 2 states and territories, with the most in Nebraska (6). The FDIC classifies it as a community bank. It is owned by the holding company MIDWEST BANCO CORP (Cozad, NE).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Waypoint Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Nebraska | 6 | 75.0% |
| Colorado | 2 | 25.0% |
Branch locations
| Waypoint Bank Mountain View Branch · Full Service - Brick And Mortar | 24 S Weber St Ste 151 Colorado Springs, CO 80903 Map ↗ |
| Waypoint Bank Fort Collings Branch · Full Service - Brick And Mortar | 2900 S College Ave Fort Collins, CO 80525 Map ↗ |
| Waypoint Bank Clay Center Branch · Full Service - Brick And Mortar | 116 S Alexander Ave Clay Center, NE 68933 Map ↗ |
| Waypoint Bank Cambridge Br · Full Service - Brick And Mortar | 707 Patterson St Cambridge, NE 69022 Map ↗ |
| Waypoint Bank Waypoint Bank · Full Service - Brick And Mortar | 747 Meridian Ave Cozad, NE 69130 Map ↗ |
| Waypoint Bank Farmers State Bank/Branch · Full Service - Brick And Mortar | 100 N Main St Eustis, NE 69028 Map ↗ |
| Waypoint Bank First State Bank Branch · Full Service - Brick And Mortar | 348 Broadway Imperial, NE 69033 Map ↗ |
| Waypoint Bank Sutton Branch · Full Service - Brick And Mortar | 105 S Saunders Ave Sutton, NE 68979 Map ↗ |
Holding company: MIDWEST BANCO CORP
The FDIC lists MIDWEST BANCO CORP, based in Cozad, NE, as the top holding company for Waypoint Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to Waypoint Bank's $391M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Cattle Bank and Trust | Seward | $422M | 4 |
| First Westroads Bank, Inc. | Omaha | $395M | 2 |
| Great Plains State Bank | Petersburg | $392M | 5 |
| Lincoln FSB of Nebraska | Lincoln | $387M | 13 |
| Sandhills State Bank | North Platte | $383M | 10 |
| Banner Capital Bank | Harrisburg | $380M | 7 |
| First Nebraska Bank | Valley | $371M | 15 |
| Flatwater Bank | Gothenburg | $368M | 3 |
Waypoint Bank: common questions
Is Waypoint Bank FDIC-insured?
Yes. Waypoint Bank is an active FDIC-insured institution, FDIC Certificate #5394. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Waypoint Bank headquartered?
Waypoint Bank is headquartered at 747 Meridian Ave, Cozad, NE 69130, according to FDIC records.
How many branches does Waypoint Bank have?
FDIC location data lists 8 offices for Waypoint Bank in 2 states and territories. The most are in Nebraska (6), followed by Colorado (2).
Who owns Waypoint Bank?
The FDIC lists MIDWEST BANCO CORP of Cozad, NE as the top holding company for Waypoint Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.