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First National Bank of Waterloo
✓ FDIC-insured · Active FDIC Certificate #3842
First National Bank of Waterloo is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Waterloo, Illinois, established in 1912. As of the 06/30/2026 FDIC call report, it reported $929M in total assets and $780M in deposits. FDIC location data lists 16 offices in Illinois. The FDIC classifies it as a community bank. It is owned by the holding company FIRST WATERLOO BANCSHARES INC (Waterloo, IL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 16 of First National Bank of Waterloo's FDIC-listed offices are in Illinois. Browse banks in Waterloo for other local options.
Branch locations
| First National Bank of Waterloo North Facility · Full Service - Brick And Mortar | 744 N Market St Waterloo, IL 62298 Map ↗ |
| First National Bank of Waterloo Columbia Branch · Full Service - Brick And Mortar | 1421 N Main St Columbia, IL 62236 Map ↗ |
| First National Bank of Waterloo New Athens Branch · Full Service - Brick And Mortar | 600 S Van Buren St New Athens, IL 62264 Map ↗ |
| First National Bank of Waterloo Stewardson Banking Center Branch · Full Service - Brick And Mortar | 110 E Main St Stewardson, IL 62463 Map ↗ |
| First National Bank of Waterloo First National Bank Of Waterloo · Full Service - Brick And Mortar | 228 S Main St Waterloo, IL 62298 Map ↗ |
| First National Bank of Waterloo Waterloo Wal-Mart Bkg. Center Branch · Full Service - Retail | 961 N Market St Waterloo, IL 62298 Map ↗ |
| First National Bank of Waterloo Effingham Branch · Full Service - Brick And Mortar | 210 E Fayette Ave Effingham, IL 62401 Map ↗ |
| First National Bank of Waterloo Collinsville Branch · Full Service - Brick And Mortar | 100 E Clay St Collinsville, IL 62234 Map ↗ |
| First National Bank of Waterloo Marissa Branch · Full Service - Brick And Mortar | 720 E Lyons St Marissa, IL 62257 Map ↗ |
| First National Bank of Waterloo Millstadt Branch · Full Service - Brick And Mortar | 645 E Washington St Millstadt, IL 62260 Map ↗ |
| First National Bank of Waterloo Maryville Branch · Full Service - Brick And Mortar | 2110 N Center St Maryville, IL 62062 Map ↗ |
| First National Bank of Waterloo O'Fallon Banking Center Branch · Full Service - Brick And Mortar | 1177 N Green Mount Rd O'Fallon, IL 62269 Map ↗ |
| First National Bank of Waterloo Dupo Banking Center Branch · Full Service - Brick And Mortar | 107 N 2nd St Dupo, IL 62239 Map ↗ |
| First National Bank of Waterloo Smithton Branch · Full Service - Brick And Mortar | 4053 State Route 159 Smithton, IL 62285 Map ↗ |
| First National Bank of Waterloo Swansea Banking Center Branch · Full Service - Brick And Mortar | 4101 N Illinois St Swansea, IL 62226 Map ↗ |
| First National Bank of Waterloo Saint Libory Branch · Full Service - Brick And Mortar | 856 Sparta St Saint Libory, IL 62282 Map ↗ |
Holding company: FIRST WATERLOO BANCSHARES INC
The FDIC lists FIRST WATERLOO BANCSHARES INC, based in Waterloo, IL, as the top holding company for First National Bank of Waterloo. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to First National Bank of Waterloo's $929M. See all banks in Illinois.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Cornerstone National Bank & Trust Company | Palatine | $1.0B | 5 |
| International Bank of Chicago | Chicago | $983M | 6 |
| Fortress Bank | Peoria | $897M | 10 |
| Farmers National Bank | Prophetstown | $896M | 4 |
| Liberty Bank for Savings | Chicago | $869M | 5 |
| Resource Bank, National Association | Dekalb | $869M | 15 |
| Millennium Bank | Des Plaines | $844M | 3 |
| Prairie State Bank and Trust | Springfield | $840M | 19 |
First National Bank of Waterloo: common questions
Is First National Bank of Waterloo FDIC-insured?
Yes. First National Bank of Waterloo is an active FDIC-insured institution, FDIC Certificate #3842. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First National Bank of Waterloo headquartered?
First National Bank of Waterloo is headquartered at 228 S Main St, Waterloo, IL 62298, according to FDIC records.
How many branches does First National Bank of Waterloo have?
FDIC location data lists 16 offices for First National Bank of Waterloo, all in Illinois.
Who owns First National Bank of Waterloo?
The FDIC lists FIRST WATERLOO BANCSHARES INC of Waterloo, IL as the top holding company for First National Bank of Waterloo.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.