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First Southern Bank

✓ FDIC-insured · Active FDIC Certificate #29332

First Southern Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Florence, Alabama, established in 1934. As of the 06/30/2026 FDIC call report, it reported $679M in total assets and $577M in deposits. FDIC location data lists 10 offices across 4 states and territories, with the most in Alabama (6). The FDIC classifies it as a community bank. It is owned by the holding company FIRST SOUTHERN BANCSHARES INC (Florence, AL).

Total assets
$679M
Total deposits
$577M
Offices
10
Return on assets
-2.50%

Financial data as of the 06/30/2026 FDIC call report.

Branches by state

First Southern Bank has offices in 4 states and territories. Counts come from the FDIC's institution location records.

StateOfficesShare
Alabama660.0%
Florida220.0%
Arkansas110.0%
Mississippi110.0%

Branch locations

First Southern Bank
Killen Branch · Full Service - Brick And Mortar
1455 Highway 72
Killen, AL 35645
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First Southern Bank
Muscle Shoals Branch · Full Service - Brick And Mortar
1027 Avalon Ave
Muscle Shoals, AL 35661
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First Southern Bank
First Southern Bank · Full Service - Brick And Mortar
201 S Court Street
Florence, AL 35630
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First Southern Bank
St. Florian Branch · Full Service - Brick And Mortar
4350 County Road 47
Florence, AL 35630
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First Southern Bank
Boaz Branch · Full Service - Brick And Mortar
1720 Us Highway 431
Boaz, AL 35957
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First Southern Bank
Moulton Branch · Full Service - Brick And Mortar
11809 Alabama Highway 157
Moulton, AL 35650
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First Southern Bank
Texarkana Branch · Full Service - Brick And Mortar
3809 East 9th Street
Texarkana, AR 71854
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First Southern Bank
Bronson Branch · Full Service - Brick And Mortar
612 E. Hathaway Avenue
Bronson, FL 32621
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First Southern Bank
Clermont Branch · Full Service - Brick And Mortar
644 West Ave
Clermont, FL 34711
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First Southern Bank
New Albany Branch · Full Service - Brick And Mortar
805 E Bankhead St
New Albany, MS 38652
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Holding company: FIRST SOUTHERN BANCSHARES INC

The FDIC lists FIRST SOUTHERN BANCSHARES INC, based in Florence, AL, as the top holding company for First Southern Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Alabama

Active FDIC-insured banks headquartered in Alabama with total assets closest to First Southern Bank's $679M. See all banks in Alabama.

BankHQ cityAssetsOffices
First Southern State BankStevenson$893M11
Traditions BankCullman$891M6
Central State BankCalera$891M7
MidSouth BankDothan$771M15
First Community Bank of Central AlabamaWetumpka$694M9
CCB Community BankAndalusia$662M5
The Hometown Bank of AlabamaOneonta$661M5
Merit BankHuntsville$582M1

First Southern Bank: common questions

Is First Southern Bank FDIC-insured?

Yes. First Southern Bank is an active FDIC-insured institution, FDIC Certificate #29332. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First Southern Bank headquartered?

First Southern Bank is headquartered at 201 S Court Street, Florence, AL 35630, according to FDIC records.

How many branches does First Southern Bank have?

FDIC location data lists 10 offices for First Southern Bank in 4 states and territories. The most are in Alabama (6), followed by Florida (2).

Who owns First Southern Bank?

The FDIC lists FIRST SOUTHERN BANCSHARES INC of Florence, AL as the top holding company for First Southern Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.