Merit Bank
✓ FDIC-insured · Active FDIC Certificate #15270
Merit Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Huntsville, Alabama, established in 1935. As of the 06/30/2026 FDIC call report, it reported $582M in total assets and $447M in deposits. FDIC location data lists 1 office in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company MERIT HOLDINGS LLC (Huntsville, AL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
Merit Bank's only FDIC-listed office is in Alabama. Browse banks in Huntsville for other local options.
Branch locations
| Merit Bank Merit Bank · Full Service - Brick And Mortar | 3810 Governors Drive Nw Huntsville, AL 35805 Map ↗ |
Holding company: MERIT HOLDINGS LLC
The FDIC lists MERIT HOLDINGS LLC, based in Huntsville, AL, as the top holding company for Merit Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to Merit Bank's $582M. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First Community Bank of Central Alabama | Wetumpka | $694M | 9 |
| First Southern Bank | Florence | $679M | 10 |
| CCB Community Bank | Andalusia | $662M | 5 |
| The Hometown Bank of Alabama | Oneonta | $661M | 5 |
| EvaBank | Eva | $491M | 6 |
| Peoples Independent Bank | Boaz | $486M | 9 |
| Robertson Banking Company | Demopolis | $463M | 8 |
| Cullman Savings Bank | Cullman | $457M | 5 |
Merit Bank: common questions
Is Merit Bank FDIC-insured?
Yes. Merit Bank is an active FDIC-insured institution, FDIC Certificate #15270. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Merit Bank headquartered?
Merit Bank is headquartered at 3810 Governors Drive Nw, Huntsville, AL 35805, according to FDIC records.
How many branches does Merit Bank have?
FDIC location data lists 1 office for Merit Bank, all in Alabama.
Who owns Merit Bank?
The FDIC lists MERIT HOLDINGS LLC of Huntsville, AL as the top holding company for Merit Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.