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Macon Bank and Trust Company

✓ FDIC-insured · Active FDIC Certificate #6091

Macon Bank and Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lafayette, Tennessee, established in 1919. As of the 06/30/2026 FDIC call report, it reported $821M in total assets and $751M in deposits. FDIC location data lists 8 offices in Tennessee. The FDIC classifies it as a community bank. It is owned by the holding company MACON BANCTRUST INC (Lafayette, TN).

Total assets
$821M
Total deposits
$751M
Offices
8
Return on assets
1.13%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 8 of Macon Bank and Trust Company's FDIC-listed offices are in Tennessee. Browse banks in Lafayette for other local options.

Branch locations

Macon Bank and Trust Company
Celina Branch · Full Service - Brick And Mortar
201 Main St
Celina, TN 38551
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Macon Bank and Trust Company
Lafayette Branch · Full Service - Brick And Mortar
Public Square
Lafayette, TN 37083
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Macon Bank and Trust Company
Red Boiling Springs Branch · Full Service - Brick And Mortar
261 Market St
Red Boiling Springs, TN 37150
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Macon Bank and Trust Company
Westside Branch · Full Service - Brick And Mortar
10363 Highway 52 W
Westmoreland, TN 37186
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Macon Bank and Trust Company
Macon Bank And Trust Company · Full Service - Brick And Mortar
609 Red Boiling Springs Rd
Lafayette, TN 37083
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Macon Bank and Trust Company
Westmoreland Branch · Full Service - Brick And Mortar
5284 New Highway 31 E
Westmoreland, TN 37186
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Macon Bank and Trust Company
Gallatin Branch · Full Service - Brick And Mortar
685 Nashville Pike
Gallatin, TN 37066
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Macon Bank and Trust Company
Macon Bank And Trust Company Branch · Full Service - Brick And Mortar
120 Mcmurry Blvd W
Hartsville, TN 37074
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Holding company: MACON BANCTRUST INC

The FDIC lists MACON BANCTRUST INC, based in Lafayette, TN, as the top holding company for Macon Bank and Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Tennessee

Active FDIC-insured banks headquartered in Tennessee with total assets closest to Macon Bank and Trust Company's $821M. See all banks in Tennessee.

BankHQ cityAssetsOffices
The Farmers BankPortland$943M11
First Commerce BankLewisburg$935M6
Legends BankClarksville$928M10
Paragon BankMemphis$908M10
Citizens BankCarthage$832M7
First Freedom BankLebanon$818M6
First Century BankTazewell$810M13
Millennium BankChattanooga$781M14

Macon Bank and Trust Company: common questions

Is Macon Bank and Trust Company FDIC-insured?

Yes. Macon Bank and Trust Company is an active FDIC-insured institution, FDIC Certificate #6091. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Macon Bank and Trust Company headquartered?

Macon Bank and Trust Company is headquartered at 609 Red Boiling Springs Rd, Lafayette, TN 37083, according to FDIC records.

How many branches does Macon Bank and Trust Company have?

FDIC location data lists 8 offices for Macon Bank and Trust Company, all in Tennessee.

Who owns Macon Bank and Trust Company?

The FDIC lists MACON BANCTRUST INC of Lafayette, TN as the top holding company for Macon Bank and Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.