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Millennium Bank
✓ FDIC-insured · Active FDIC Certificate #35138
Millennium Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Chattanooga, Tennessee, established in 1999. As of the 06/30/2026 FDIC call report, it reported $781M in total assets and $704M in deposits. FDIC location data lists 14 offices across 3 states and territories, with the most in Tennessee (6). The FDIC classifies it as a community bank. It is owned by the holding company MILLENNIUM BANCSHARES INC (Ooltewah, TN).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Millennium Bank has offices in 3 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Tennessee | 6 | 42.9% |
| Florida | 4 | 28.6% |
| Georgia | 4 | 28.6% |
Branch locations
| Millennium Bank Commons Office · Full Service - Brick And Mortar | 151 Nw Commons Loop Lake City, FL 32055 Map ↗ |
| Millennium Bank South Office · Full Service - Brick And Mortar | 514 Sthy 47 Lake City, FL 32025 Map ↗ |
| Millennium Bank Gainesville Branch · Full Service - Brick And Mortar | 7515 Sw 24th Ave Gainesville, FL 32607 Map ↗ |
| Millennium Bank Boulevard Branch · Full Service - Brick And Mortar | 1025 E Silver Springs Blvd Ocala, FL 34470 Map ↗ |
| Millennium Bank Messenger Service Branch · Limited Service - Messenger | 350 W Belmont Dr Calhoun, GA 30701 Map ↗ |
| Millennium Bank Red Bud Road Branch · Full Service - Brick And Mortar | 100 Red Bud Rd Ne Calhoun, GA 30701 Map ↗ |
| Millennium Bank North Georgia National Bank Branch · Full Service - Brick And Mortar | 350 W Belmont Dr Calhoun, GA 30701 Map ↗ |
| Millennium Bank Dalton Branch · Full Service - Brick And Mortar | 1412 Chattanooga Avenue Extension Dalton, GA 30720 Map ↗ |
| Millennium Bank Millennium Express Banking Mobile · Limited Service - Mobile/Seasonal | 6392 Artesian Cir Ooltewah, TN 37363 Map ↗ |
| Millennium Bank East Brainerd Branch · Full Service - Brick And Mortar | 8045 E Brainerd Rd Chattanooga, TN 37421 Map ↗ |
| Millennium Bank Chestnut Street Branch · Full Service - Brick And Mortar | 823 Chestnut St Chattanooga, TN 37402 Map ↗ |
| Millennium Bank Ooltewah Branch · Full Service - Brick And Mortar | 6392 Artesian Cir Ooltewah, TN 37363 Map ↗ |
| Millennium Bank Millennium Bank Branch · Full Service - Brick And Mortar | 1478 Market St Chattanooga, TN 37402 Map ↗ |
| Millennium Bank Millennium Bank · Full Service - Brick And Mortar | 7201 Shallowford Rd Chattanooga, TN 37421 Map ↗ |
Holding company: MILLENNIUM BANCSHARES INC
The FDIC lists MILLENNIUM BANCSHARES INC, based in Ooltewah, TN, as the top holding company for Millennium Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Tennessee
Active FDIC-insured banks headquartered in Tennessee with total assets closest to Millennium Bank's $781M. See all banks in Tennessee.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Legends Bank | Clarksville | $928M | 10 |
| Paragon Bank | Memphis | $908M | 10 |
| Citizens Bank | Carthage | $832M | 7 |
| Macon Bank and Trust Company | Lafayette | $821M | 8 |
| First Freedom Bank | Lebanon | $818M | 6 |
| First Century Bank | Tazewell | $810M | 13 |
| The Hardin County Bank | Savannah | $677M | 5 |
| Carroll Bank and Trust | Huntingdon | $662M | 10 |
Millennium Bank: common questions
Is Millennium Bank FDIC-insured?
Yes. Millennium Bank is an active FDIC-insured institution, FDIC Certificate #35138. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Millennium Bank headquartered?
Millennium Bank is headquartered at 7201 Shallowford Rd, Chattanooga, TN 37421, according to FDIC records.
How many branches does Millennium Bank have?
FDIC location data lists 14 offices for Millennium Bank in 3 states and territories. The most are in Tennessee (6), followed by Florida (4).
Who owns Millennium Bank?
The FDIC lists MILLENNIUM BANCSHARES INC of Ooltewah, TN as the top holding company for Millennium Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.