Home › Illinois › Midland States Bank
Midland States Bank
✓ FDIC-insured · Active FDIC Certificate #1040
Midland States Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Effingham, Illinois, established in 1881. As of the 06/30/2026 FDIC call report, it reported $6.7B in total assets and $5.7B in deposits. FDIC location data lists 60 offices across 2 states and territories, with the most in Illinois (48). The FDIC classifies it as a community bank. It is owned by the holding company MIDLAND STATES BCORP INC (Effingham, IL).
Total assets
$6.7B
Total deposits
$5.7B
Offices
60
Return on assets
1.22%
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Midland States Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Illinois | 48 | 80.0% |
| Missouri | 12 | 20.0% |
Branch locations
| Midland States Bank Manteno Branch · Full Service - Brick And Mortar | 303 Section Line Rd Manteno, IL 60950 Map ↗ |
| Midland States Bank Rockford Alpine Branch · Full Service - Brick And Mortar | 1700 N Alpine Rd Rockford, IL 61107 Map ↗ |
| Midland States Bank Cherry Valley Branch · Full Service - Brick And Mortar | 1972 Pawlisch Dr Rockford, IL 61112 Map ↗ |
| Midland States Bank Diamond Connection Facility · Full Service - Brick And Mortar | 1275 E Division St Diamond, IL 60416 Map ↗ |
| Midland States Bank North Branch · Full Service - Brick And Mortar | 212 N Hennepin Ave Dixon, IL 61021 Map ↗ |
| Midland States Bank Mendota Branch · Full Service - Brick And Mortar | 609 8th Ave Mendota, IL 61342 Map ↗ |
| Midland States Bank Rock Falls Center Facility · Full Service - Brick And Mortar | 941 1st Ave Rock Falls, IL 61071 Map ↗ |
| Midland States Bank Bourbonnais Branch · Full Service - Brick And Mortar | 576 Latham Dr Bourbonnais, IL 60914 Map ↗ |
| Midland States Bank North Peru Branch · Full Service - Brick And Mortar | 2825 Plaza Dr Peru, IL 61354 Map ↗ |
| Midland States Bank Waterloo Drive-Up Branch · Limited Service - Drive Thru/Detached Facility | 101 N Main St Waterloo, IL 62298 Map ↗ |
| Midland States Bank Waterloo North Branch · Full Service - Brick And Mortar | 812 N Market St Waterloo, IL 62298 Map ↗ |
| Midland States Bank Grant Park Branch · Full Service - Brick And Mortar | 119 N Main St Grant Park, IL 60940 Map ↗ |
| Midland States Bank Union Bank/Central · Limited Service - Loan Production | 3512 E Lincolnway Sterling, IL 61081 Map ↗ |
| Midland States Bank Streator Main Branch · Full Service - Brick And Mortar | 201 E Main St Streator, IL 61364 Map ↗ |
| Midland States Bank Triumph/Ottawa Branch · Full Service - Brick And Mortar | 400 E Etna Rd Ottawa, IL 61350 Map ↗ |
| Midland States Bank Springcreek Branch · Full Service - Brick And Mortar | 2218 N Mulford Rd Rockford, IL 61107 Map ↗ |
| Midland States Bank Mill Road Branch · Limited Service - Drive Thru/Detached Facility | 233 N Mill Rd Rockford, IL 61107 Map ↗ |
| Midland States Bank Rockford Facility · Full Service - Brick And Mortar | 6838 E State St Rockford, IL 61108 Map ↗ |
| Midland States Bank Machesney Facility · Full Service - Brick And Mortar | 613 Harlem Rd Machesney Park, IL 61115 Map ↗ |
| Midland States Bank Bourbonnais Branch · Full Service - Brick And Mortar | 680 S Main St Bourbonnais, IL 60914 Map ↗ |
| Midland States Bank Dwight Branch · Full Service - Brick And Mortar | 302 W Mazon Ave Dwight, IL 60420 Map ↗ |
| Midland States Bank Herscher Branch · Full Service - Brick And Mortar | 654 N Park Rd Herscher, IL 60941 Map ↗ |
| Midland States Bank Greenville Branch · Full Service - Brick And Mortar | 318 W College Ave Greenville, IL 62246 Map ↗ |
| Midland States Bank Sandwich Branch · Full Service - Brick And Mortar | 202 Indian Springs Dr Sandwich, IL 60548 Map ↗ |
| Midland States Bank Smithton Branch · Full Service - Brick And Mortar | 514 S Main St Smithton, IL 62285 Map ↗ |
| Midland States Bank Beecher Banking Center Branch · Full Service - Brick And Mortar | 951 Dixie Hwy Beecher, IL 60401 Map ↗ |
| Midland States Bank East Veterans Parkway Branch · Full Service - Brick And Mortar | 208 E Veterans Pkwy Yorkville, IL 60560 Map ↗ |
| Midland States Bank 980 North Bradley Boulevard Office Branch · Full Service - Brick And Mortar | 980 N Bradley Blvd Bradley, IL 60915 Map ↗ |
| Midland States Bank Centralia Branch · Full Service - Brick And Mortar | 200 S Poplar St Centralia, IL 62801 Map ↗ |
| Midland States Bank Vandalia Branch · Full Service - Brick And Mortar | 1611 Veterans Ave Vandalia, IL 62471 Map ↗ |
| Midland States Bank Gateway Center Branch · Full Service - Brick And Mortar | 1988 Gateway Center Dr Belvidere, IL 61008 Map ↗ |
| Midland States Bank Momence Branch · Full Service - Brick And Mortar | 200 W Washington St Momence, IL 60954 Map ↗ |
| Midland States Bank Columbia Branch · Full Service - Brick And Mortar | 200 Quarry Rd Columbia, IL 62236 Map ↗ |
| Midland States Bank Messenger Service In Rockford · Limited Service - Messenger | 1700 N Alpine Rd Rockford, IL 61107 Map ↗ |
| Midland States Bank Roscoe Branch · Full Service - Brick And Mortar | 5023 Rockrose Ct Roscoe, IL 61073 Map ↗ |
| Midland States Bank Kankakee Branch · Full Service - Brick And Mortar | 255 E Station St Kankakee, IL 60901 Map ↗ |
| Midland States Bank Joliet Il Branch · Full Service - Brick And Mortar | 1540 Route 59 Joliet, IL 60431 Map ↗ |
| Midland States Bank Sba And Internet Banking Branch · Full Service - Home Banking | 1201 Network Centre Dr Effingham, IL 62401 Map ↗ |
| Midland States Bank Joliet Chicago Street Branch · Full Service - Brick And Mortar | 100 N Chicago St Joliet, IL 60432 Map ↗ |
| Midland States Bank Effingham Main Branch · Full Service - Brick And Mortar | 110 S 5th St Effingham, IL 62401 Map ↗ |
| Midland States Bank Belvidere Office · Full Service - Brick And Mortar | 600 S State St Belvidere, IL 61008 Map ↗ |
| Midland States Bank North Main Branch · Full Service - Brick And Mortar | 1401 North Ave Rockford, IL 61103 Map ↗ |
| Midland States Bank New Sterling Branch · Full Service - Brick And Mortar | 4400 E Lincolnway Sterling, IL 61081 Map ↗ |
| Midland States Bank Mokena Branch · Full Service - Brick And Mortar | 11100 Front St Mokena, IL 60448 Map ↗ |
| Midland States Bank Princeton Branch · Full Service - Brick And Mortar | 815 S Main St Princeton, IL 61356 Map ↗ |
| Midland States Bank Midland States Bank · Limited Service - Administrative | 1201 Network Centre Dr Effingham, IL 62401 Map ↗ |
| Midland States Bank Farina Branch · Full Service - Brick And Mortar | 300 W Madison St Farina, IL 62838 Map ↗ |
| Midland States Bank Champaign Branch · Full Service - Brick And Mortar | 1617 W Springfield Ave Champaign, IL 61821 Map ↗ |
| Midland States Bank Arnold Branch · Full Service - Brick And Mortar | 1920 Richardson Rd Arnold, MO 63010 Map ↗ |
| Midland States Bank St. Clair Branch · Full Service - Brick And Mortar | 815 N Commercial Ave St. Clair, MO 63077 Map ↗ |
| Midland States Bank Town & Country Branch · Full Service - Brick And Mortar | 13402 Clayton Rd Saint Louis, MO 63131 Map ↗ |
| Midland States Bank Sunset Hills Branch · Full Service - Brick And Mortar | 11670 Gravois Rd Saint Louis, MO 63126 Map ↗ |
| Midland States Bank Central Avenue Branch · Limited Service - Administrative | 212 S Central Ave Saint Louis, MO 63105 Map ↗ |
| Midland States Bank Clayton Branch · Full Service - Brick And Mortar | 7818 Bonhomme Ave Saint Louis, MO 63105 Map ↗ |
| Midland States Bank St. Charles Branch · Full Service - Brick And Mortar | 5991 S Highway 94 Saint Charles, MO 63304 Map ↗ |
| Midland States Bank Rock Hill Branch · Full Service - Brick And Mortar | 9877 Manchester Rd Saint Louis, MO 63119 Map ↗ |
| Midland States Bank Ladue Branch · Full Service - Brick And Mortar | 9925 Clayton Rd Saint Louis, MO 63124 Map ↗ |
| Midland States Bank O'Fallon Branch · Full Service - Brick And Mortar | 2341 Highway K O Fallon, MO 63368 Map ↗ |
| Midland States Bank Jennings Branch · Full Service - Brick And Mortar | 8021 West Florissant Ave Jennings, MO 63136 Map ↗ |
| Midland States Bank Manchester Avenue Branch · Full Service - Brick And Mortar | 4321 Manchester Ave Saint Louis, MO 63110 Map ↗ |
Holding company: MIDLAND STATES BCORP INC
The FDIC lists MIDLAND STATES BCORP INC, based in Effingham, IL, as the top holding company for Midland States Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Illinois
Active FDIC-insured banks headquartered in Illinois with total assets closest to Midland States Bank's $6.7B. See all banks in Illinois.
Midland States Bank: common questions
Is Midland States Bank FDIC-insured?
Yes. Midland States Bank is an active FDIC-insured institution, FDIC Certificate #1040. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Midland States Bank headquartered?
Midland States Bank is headquartered at 1201 Network Centre Dr, Effingham, IL 62401, according to FDIC records.
How many branches does Midland States Bank have?
FDIC location data lists 60 offices for Midland States Bank in 2 states and territories. The most are in Illinois (48), followed by Missouri (12).
Who owns Midland States Bank?
The FDIC lists MIDLAND STATES BCORP INC of Effingham, IL as the top holding company for Midland States Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.