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Mount Vernon Bank
✓ FDIC-insured · Active FDIC Certificate #8028
Mount Vernon Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Mount Vernon, Georgia, established in 1901. As of the 06/30/2026 FDIC call report, it reported $218M in total assets and $200M in deposits. FDIC location data lists 5 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company HEART OF GA BANCSHARES INC (Vidalia, GA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Mount Vernon Bank's FDIC-listed offices are in Georgia. Browse banks in Mount Vernon for other local options.
Branch locations
| Mount Vernon Bank West First Street Branch · Limited Service - Drive Thru/Detached Facility | 402 W 1st St Vidalia, GA 30474 Map ↗ |
| Mount Vernon Bank Telfair County Bank Branch · Full Service - Brick And Mortar | 288 E Willow Creek Ln Mcrae Helena, GA 31055 Map ↗ |
| Mount Vernon Bank Vidalia Branch · Full Service - Brick And Mortar | 2109 E 1st St Vidalia, GA 30474 Map ↗ |
| Mount Vernon Bank Mount Vernon Bank · Full Service - Brick And Mortar | 115 N Railroad Ave Mount Vernon, GA 30445 Map ↗ |
| Mount Vernon Bank Bank Of Lumber City Branch · Full Service - Brick And Mortar | 21 Main St Lumber City, GA 31549 Map ↗ |
Holding company: HEART OF GA BANCSHARES INC
The FDIC lists HEART OF GA BANCSHARES INC, based in Vidalia, GA, as the top holding company for Mount Vernon Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to Mount Vernon Bank's $218M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Claxton Bank | Bellville | $305M | 4 |
| Durden Banking Company, Incorporated | Twin City | $299M | 4 |
| Community Banking Company | Fitzgerald | $297M | 3 |
| Georgia First Bank | Soperton | $291M | 3 |
| Farmers & Merchants Bank | Eatonton | $290M | 2 |
| First Federal Savings and Loan Association of Valdosta | Valdosta | $278M | 4 |
| South Coast Bank & Trust | Brunswick | $270M | 2 |
| The Peoples Bank | Eatonton | $270M | 3 |
Mount Vernon Bank: common questions
Is Mount Vernon Bank FDIC-insured?
Yes. Mount Vernon Bank is an active FDIC-insured institution, FDIC Certificate #8028. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Mount Vernon Bank headquartered?
Mount Vernon Bank is headquartered at 115 N Railroad Ave, Mount Vernon, GA 30445, according to FDIC records.
How many branches does Mount Vernon Bank have?
FDIC location data lists 5 offices for Mount Vernon Bank, all in Georgia.
Who owns Mount Vernon Bank?
The FDIC lists HEART OF GA BANCSHARES INC of Vidalia, GA as the top holding company for Mount Vernon Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.