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State Bank of Cold Spring
✓ FDIC-insured · Active FDIC Certificate #12444
State Bank of Cold Spring is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cold Spring, Minnesota, established in 1908. As of the 06/30/2026 FDIC call report, it reported $82M in total assets and $74M in deposits. FDIC location data lists 1 office in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company LINDELL BANCSHARES INC (Cold Spring, MN).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
State Bank of Cold Spring's only FDIC-listed office is in Minnesota. Browse banks in Cold Spring for other local options.
Branch locations
| State Bank of Cold Spring State Bank Of Cold Spring · Full Service - Brick And Mortar | 401 Main St Cold Spring, MN 56320 Map ↗ |
Holding company: LINDELL BANCSHARES INC
The FDIC lists LINDELL BANCSHARES INC, based in Cold Spring, MN, as the top holding company for State Bank of Cold Spring. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Minnesota
Active FDIC-insured banks headquartered in Minnesota with total assets closest to State Bank of Cold Spring's $82M. See all banks in Minnesota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| MINNESOTA LAKES BANK | Delano | $130M | 2 |
| The First National Bank of Bagley | Bagley | $129M | 2 |
| COMMUNITY FIRST BANK | Menahga | $126M | 2 |
| State Bank of New Richland | New Richland | $124M | 1 |
| Key Community Bank | Inver Grove Heights | $121M | 1 |
| Heritage Bank Minnesota | West Concord | $121M | 3 |
| Global Innovations Bank | Kiester | $120M | 1 |
| First State Bank of Bigfork | Bigfork | $117M | 2 |
State Bank of Cold Spring: common questions
Is State Bank of Cold Spring FDIC-insured?
Yes. State Bank of Cold Spring is an active FDIC-insured institution, FDIC Certificate #12444. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is State Bank of Cold Spring headquartered?
State Bank of Cold Spring is headquartered at 401 Main St, Cold Spring, MN 56320, according to FDIC records.
How many branches does State Bank of Cold Spring have?
FDIC location data lists 1 office for State Bank of Cold Spring, all in Minnesota.
Who owns State Bank of Cold Spring?
The FDIC lists LINDELL BANCSHARES INC of Cold Spring, MN as the top holding company for State Bank of Cold Spring.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.