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The Bank of Charlotte County
✓ FDIC-insured · Active FDIC Certificate #14491
The Bank of Charlotte County is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Phenix, Virginia, established in 1912. As of the 06/30/2026 FDIC call report, it reported $223M in total assets and $194M in deposits. FDIC location data lists 6 offices in Virginia. The FDIC classifies it as a community bank. It is owned by the holding company BCC BANKSHARES INC (Phenix, VA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of The Bank of Charlotte County's FDIC-listed offices are in Virginia. Browse banks in Phenix for other local options.
Branch locations
| The Bank of Charlotte County Charlotte Court House Branch · Full Service - Brick And Mortar | 111 David Bruce Ave Charlotte Court House, VA 23923 Map ↗ |
| The Bank of Charlotte County Keysville Branch · Full Service - Brick And Mortar | 208 King St Keysville, VA 23947 Map ↗ |
| The Bank of Charlotte County Brookneal Branch · Full Service - Brick And Mortar | 308 Lynchburg Avenue Brookneal, VA 24528 Map ↗ |
| The Bank of Charlotte County Drakes Branch Branch · Full Service - Brick And Mortar | 4767 Drakes Main Street Drakes Branch, VA 23937 Map ↗ |
| The Bank of Charlotte County South Hill Branch · Full Service - Brick And Mortar | 514 East Atlantic Street South Hill, VA 23970 Map ↗ |
| The Bank of Charlotte County The Bank Of Charlotte County · Full Service - Brick And Mortar | 101 Berkley Street Phenix, VA 23959 Map ↗ |
Holding company: BCC BANKSHARES INC
The FDIC lists BCC BANKSHARES INC, based in Phenix, VA, as the top holding company for The Bank of Charlotte County. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Virginia
Active FDIC-insured banks headquartered in Virginia with total assets closest to The Bank of Charlotte County's $223M. See all banks in Virginia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Locus Bank, Inc. | Richmond | $359M | 2 |
| New Horizon Bank, National Association | Powhatan | $359M | 3 |
| Lee Bank and Trust Company | Pennington Gap | $257M | 3 |
| CornerStone Bank | Lexington | $233M | 4 |
| Farmers and Miners Bank | Pennington Gap | $193M | 6 |
| Highlands Community Bank | Covington | $189M | 3 |
| Movement Bank | Danville | $165M | 4 |
| Community Bankers' Bank | Midlothian | $139M | 1 |
The Bank of Charlotte County: common questions
Is The Bank of Charlotte County FDIC-insured?
Yes. The Bank of Charlotte County is an active FDIC-insured institution, FDIC Certificate #14491. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Bank of Charlotte County headquartered?
The Bank of Charlotte County is headquartered at 101 Berkley Street, Phenix, VA 23959, according to FDIC records.
How many branches does The Bank of Charlotte County have?
FDIC location data lists 6 offices for The Bank of Charlotte County, all in Virginia.
Who owns The Bank of Charlotte County?
The FDIC lists BCC BANKSHARES INC of Phenix, VA as the top holding company for The Bank of Charlotte County.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.