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The Citizens Bank
✓ FDIC-insured · Active FDIC Certificate #9306
The Citizens Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Hickman, Kentucky, established in 1930. As of the 06/30/2026 FDIC call report, it reported $220M in total assets and $194M in deposits. FDIC location data lists 3 offices across 2 states and territories, with the most in Kentucky (2). The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS BCORP OF HICKMAN INC (Hickman, KY).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
The Citizens Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Kentucky | 2 | 66.7% |
| Tennessee | 1 | 33.3% |
Branch locations
| The Citizens Bank Nolan Avenue Branch · Full Service - Brick And Mortar | 201 Nolan Ave Fulton, KY 42041 Map ↗ |
| The Citizens Bank The Citizens Bank · Full Service - Brick And Mortar | 1522 Union City Hwy Hickman, KY 42050 Map ↗ |
| The Citizens Bank Union City Branch · Full Service - Brick And Mortar | 1304 W Reelfoot Ave Union City, TN 38261 Map ↗ |
Holding company: CITIZENS BCORP OF HICKMAN INC
The FDIC lists CITIZENS BCORP OF HICKMAN INC, based in Hickman, KY, as the top holding company for The Citizens Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to The Citizens Bank's $220M. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Bank of Jamestown | Jamestown | $264M | 3 |
| Bank of Hindman | Hindman | $260M | 3 |
| FIRST NATIONAL BANK OF KENTUCKY | Carrollton | $258M | 6 |
| Citizens Bank | Mount Vernon | $250M | 5 |
| Farmers Bank and Trust Company | Princeton | $248M | 4 |
| Lewisburg Banking Company | Lewisburg | $246M | 5 |
| Taylor County Bank | Campbellsville | $244M | 4 |
| The Commercial Bank of Grayson | Grayson | $242M | 3 |
The Citizens Bank: common questions
Is The Citizens Bank FDIC-insured?
Yes. The Citizens Bank is an active FDIC-insured institution, FDIC Certificate #9306. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The Citizens Bank headquartered?
The Citizens Bank is headquartered at 1522 Union City Hwy, Hickman, KY 42050, according to FDIC records.
How many branches does The Citizens Bank have?
FDIC location data lists 3 offices for The Citizens Bank in 2 states and territories. The most are in Kentucky (2), followed by Tennessee (1).
Who owns The Citizens Bank?
The FDIC lists CITIZENS BCORP OF HICKMAN INC of Hickman, KY as the top holding company for The Citizens Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.