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The Farmers and Merchants Bank

✓ FDIC-insured · Active FDIC Certificate #10280

The Farmers and Merchants Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Caldwell, Ohio, established in 1912. As of the 06/30/2026 FDIC call report, it reported $136M in total assets and $116M in deposits. FDIC location data lists 1 office in Ohio. The FDIC classifies it as a community bank. It is owned by the holding company FARMMERC INC (Caldwell, OH).

Total assets
$136M
Total deposits
$116M
Offices
1
Return on assets
1.47%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

The Farmers and Merchants Bank's only FDIC-listed office is in Ohio. Browse banks in Caldwell for other local options.

Branch locations

The Farmers and Merchants Bank
The Farmers And Merchants Bank · Full Service - Brick And Mortar
430 North St
Caldwell, OH 43724
Map ↗

Holding company: FARMMERC INC

The FDIC lists FARMMERC INC, based in Caldwell, OH, as the top holding company for The Farmers and Merchants Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Ohio

Active FDIC-insured banks headquartered in Ohio with total assets closest to The Farmers and Merchants Bank's $136M. See all banks in Ohio.

BankHQ cityAssetsOffices
The Cincinnatus Savings & Loan Co.Cincinnati$193M3
Independence BankIndependence$191M1
The Peoples Savings BankUrbana$189M2
Farmers State BankWest Salem$188M6
Valley Central BankLiberty Township$187M3
Citizens Federal Savings and Loan AssociationBellefontaine$186M1
Mercer Savings BankCelina$176M7
The Antwerp Exchange Bank CompanyAntwerp$161M3

The Farmers and Merchants Bank: common questions

Is The Farmers and Merchants Bank FDIC-insured?

Yes. The Farmers and Merchants Bank is an active FDIC-insured institution, FDIC Certificate #10280. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is The Farmers and Merchants Bank headquartered?

The Farmers and Merchants Bank is headquartered at 430 North St, Caldwell, OH 43724, according to FDIC records.

How many branches does The Farmers and Merchants Bank have?

FDIC location data lists 1 office for The Farmers and Merchants Bank, all in Ohio.

Who owns The Farmers and Merchants Bank?

The FDIC lists FARMMERC INC of Caldwell, OH as the top holding company for The Farmers and Merchants Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.