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The State Bank and Trust Company
✓ FDIC-insured · Active FDIC Certificate #13339
The State Bank and Trust Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Defiance, Ohio, established in 1902. As of the 06/30/2026 FDIC call report, it reported $1.6B in total assets and $1.4B in deposits. FDIC location data lists 29 offices across 2 states and territories, with the most in Ohio (27). The FDIC classifies it as a community bank. It is owned by the holding company SB FINANCIAL GROUP INC (Defiance, OH).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
The State Bank and Trust Company has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Ohio | 27 | 93.1% |
| Indiana | 2 | 6.9% |
Branch locations
| The State Bank and Trust Company Fort Wayne Branch · Full Service - Brick And Mortar | 12832 Coldwater Rd Fort Wayne, IN 46845 Map ↗ |
| The State Bank and Trust Company Angola Banking Center Branch · Full Service - Brick And Mortar | 307 North Wayne Street Angola, IN 46703 Map ↗ |
| The State Bank and Trust Company Luckey Branch · Full Service - Brick And Mortar | 235 Main St Luckey, OH 43443 Map ↗ |
| The State Bank and Trust Company Walbridge Branch · Full Service - Brick And Mortar | 311 N Main St Walbridge, OH 43465 Map ↗ |
| The State Bank and Trust Company Danbury Township Branch · Full Service - Brick And Mortar | 259 S Bridge Rd Marblehead, OH 43440 Map ↗ |
| The State Bank and Trust Company Motor Branch · Limited Service - Drive Thru/Detached Facility | 500 W 3rd St Defiance, OH 43512 Map ↗ |
| The State Bank and Trust Company Northtowne Branch · Full Service - Brick And Mortar | 1600 N Clinton St Defiance, OH 43512 Map ↗ |
| The State Bank and Trust Company Paulding Banking Center Branch · Full Service - Brick And Mortar | 220 N Main St Paulding, OH 45879 Map ↗ |
| The State Bank and Trust Company East Main Street Branch · Full Service - Brick And Mortar | 1201 E Main St Montpelier, OH 43543 Map ↗ |
| The State Bank and Trust Company Sylvania Branch · Full Service - Brick And Mortar | 6401 Monroe St Sylvania, OH 43560 Map ↗ |
| The State Bank and Trust Company North Shore Retirement Center · Limited Service - Mobile/Seasonal | 9400 N Shore Blvd Marblehead, OH 43440 Map ↗ |
| The State Bank and Trust Company Bryan Banking Center Branch · Full Service - Brick And Mortar | 1419 W High St Bryan, OH 43506 Map ↗ |
| The State Bank and Trust Company Market St Branch · Full Service - Brick And Mortar | 930 W Market St Lima, OH 45805 Map ↗ |
| The State Bank and Trust Company Delta Branch · Full Service - Brick And Mortar | 312 Main St Delta, OH 43515 Map ↗ |
| The State Bank and Trust Company Lyons Branch · Full Service - Brick And Mortar | 133 East Morenci Street Lyons, OH 43533 Map ↗ |
| The State Bank and Trust Company Findlay Banking Center, Lincoln Branch · Full Service - Brick And Mortar | 201 E Lincoln St Findlay, OH 45840 Map ↗ |
| The State Bank and Trust Company Perrysburg Branch · Full Service - Brick And Mortar | 610 E South Boundary St Perrysburg, OH 43551 Map ↗ |
| The State Bank and Trust Company Oakwood Branch · Full Service - Brick And Mortar | 218 North First Street Oakwood, OH 45873 Map ↗ |
| The State Bank and Trust Company Dublin Banking Center Branch · Full Service - Brick And Mortar | 4080 W Dublin Granville Rd Dublin, OH 43017 Map ↗ |
| The State Bank and Trust Company Bowling Green Banking Center · Full Service - Brick And Mortar | 1232 N Main St Bowling Green, OH 43402 Map ↗ |
| The State Bank and Trust Company Wauseon Banking Center Branch · Full Service - Brick And Mortar | 1379 N Shoop Ave Wauseon, OH 43567 Map ↗ |
| The State Bank and Trust Company Findlay Banking Center, Main Branch · Full Service - Brick And Mortar | 408 S Main St Findlay, OH 45840 Map ↗ |
| The State Bank and Trust Company Marblehead Branch · Full Service - Brick And Mortar | 709 W Main St Marblehead, OH 43440 Map ↗ |
| The State Bank and Trust Company Edgerton Motorbank Branch · Limited Service - Drive Thru/Detached Facility | 187 N Michigan Ave Edgerton, OH 43517 Map ↗ |
| The State Bank and Trust Company Edgerton Banking Center Branch · Full Service - Brick And Mortar | 104 N Michigan Ave Edgerton, OH 43517 Map ↗ |
| The State Bank and Trust Company Pioneer Banking Center Branch · Full Service - Brick And Mortar | 119 S State St Pioneer, OH 43554 Map ↗ |
| The State Bank and Trust Company Napoleon Banking Center Branch · Full Service - Brick And Mortar | 1414 Scott St Napoleon, OH 43545 Map ↗ |
| The State Bank and Trust Company Edon Banking Center Branch · Full Service - Brick And Mortar | 101 N Michigan St Edon, OH 43518 Map ↗ |
| The State Bank and Trust Company The State Bank And Trust Company · Full Service - Brick And Mortar | 401 Clinton St Defiance, OH 43512 Map ↗ |
Holding company: SB FINANCIAL GROUP INC
The FDIC lists SB FINANCIAL GROUP INC, based in Defiance, OH, as the top holding company for The State Bank and Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Ohio
Active FDIC-insured banks headquartered in Ohio with total assets closest to The State Bank and Trust Company's $1.6B. See all banks in Ohio.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Waterford Bank, N.A. | Toledo | $1.8B | 4 |
| Sutton Bank | Attica | $1.7B | 9 |
| The Ohio Valley Bank Company | Gallipolis | $1.6B | 16 |
| THE VINTON COUNTY NATIONAL BANK | Mcarthur | $1.6B | 17 |
| Main Street Bank Corp. | Wooster | $1.6B | 21 |
| The Union Bank Company | Columbus Grove | $1.4B | 16 |
| The Croghan Colonial Bank | Fremont | $1.4B | 19 |
| Guardian Savings Bank | West Chester | $1.4B | 13 |
The State Bank and Trust Company: common questions
Is The State Bank and Trust Company FDIC-insured?
Yes. The State Bank and Trust Company is an active FDIC-insured institution, FDIC Certificate #13339. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is The State Bank and Trust Company headquartered?
The State Bank and Trust Company is headquartered at 401 Clinton St, Defiance, OH 43512, according to FDIC records.
How many branches does The State Bank and Trust Company have?
FDIC location data lists 29 offices for The State Bank and Trust Company in 2 states and territories. The most are in Ohio (27), followed by Indiana (2).
Who owns The State Bank and Trust Company?
The FDIC lists SB FINANCIAL GROUP INC of Defiance, OH as the top holding company for The State Bank and Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.