Home › Ohio › Waterford Bank, N.A.
Waterford Bank, N.A.
✓ FDIC-insured · Active FDIC Certificate #58433
Waterford Bank, N.A. is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Toledo, Ohio, established in 2007. As of the 06/30/2026 FDIC call report, it reported $1.8B in total assets and $1.6B in deposits. FDIC location data lists 4 offices across 2 states and territories, with the most in Michigan (2). The FDIC classifies it as a community bank. It is owned by the holding company WATERFORD BCORP INC (Toledo, OH).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Waterford Bank, N.A. has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Michigan | 2 | 50.0% |
| Ohio | 2 | 50.0% |
Branch locations
| Waterford Bank, N.A. Waterford Bank, Clarkston, Mi · Full Service - Brick And Mortar | 5800 S Main St Clarkston, MI 48346 Map ↗ |
| Waterford Bank, N.A. Troy Branch Office · Full Service - Brick And Mortar | 5600 New King Dr Troy, MI 48098 Map ↗ |
| Waterford Bank, N.A. Waterford Bank, N.A. · Full Service - Brick And Mortar | 3900 N Mccord Rd Toledo, OH 43617 Map ↗ |
| Waterford Bank, N.A. Perrysburg Branch Office · Full Service - Brick And Mortar | 231 Louisiana Ave Perrysburg, OH 43551 Map ↗ |
Holding company: WATERFORD BCORP INC
The FDIC lists WATERFORD BCORP INC, based in Toledo, OH, as the top holding company for Waterford Bank, N.A.. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Ohio
Active FDIC-insured banks headquartered in Ohio with total assets closest to Waterford Bank, N.A.'s $1.8B. See all banks in Ohio.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| CFBank, National Association | Columbus | $2.2B | 6 |
| Sutton Bank | Attica | $1.7B | 9 |
| The Ohio Valley Bank Company | Gallipolis | $1.6B | 16 |
| The State Bank and Trust Company | Defiance | $1.6B | 29 |
| THE VINTON COUNTY NATIONAL BANK | Mcarthur | $1.6B | 17 |
| Main Street Bank Corp. | Wooster | $1.6B | 21 |
| The Union Bank Company | Columbus Grove | $1.4B | 16 |
| The Croghan Colonial Bank | Fremont | $1.4B | 19 |
Waterford Bank, N.A.: common questions
Is Waterford Bank, N.A. FDIC-insured?
Yes. Waterford Bank, N.A. is an active FDIC-insured institution, FDIC Certificate #58433. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Waterford Bank, N.A. headquartered?
Waterford Bank, N.A. is headquartered at 3900 N Mccord Rd, Toledo, OH 43617, according to FDIC records.
How many branches does Waterford Bank, N.A. have?
FDIC location data lists 4 offices for Waterford Bank, N.A. in 2 states and territories. The most are in Michigan (2), followed by Ohio (2).
Who owns Waterford Bank, N.A.?
The FDIC lists WATERFORD BCORP INC of Toledo, OH as the top holding company for Waterford Bank, N.A..
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.