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United Citizens Bank & Trust Company
✓ FDIC-insured · Active FDIC Certificate #15249
United Citizens Bank & Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Campbellsburg, Kentucky, established in 1872. As of the 06/30/2026 FDIC call report, it reported $219M in total assets and $197M in deposits. FDIC location data lists 7 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company UNITED CITIZENS FINANCIAL CORP (Campbellsburg, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 7 of United Citizens Bank & Trust Company's FDIC-listed offices are in Kentucky. Browse banks in Campbellsburg for other local options.
Branch locations
| United Citizens Bank & Trust Company Pendleton Branch · Full Service - Brick And Mortar | 7962 Lagrange Road Smithfield, KY 40068 Map ↗ |
| United Citizens Bank & Trust Company Carrollton Office Branch · Full Service - Brick And Mortar | 503 Highland Ave Carrollton, KY 41008 Map ↗ |
| United Citizens Bank & Trust Company Eminence Office Branch · Full Service - Brick And Mortar | 5364 S Main St Eminence, KY 40019 Map ↗ |
| United Citizens Bank & Trust Company Buckner Office Branch · Full Service - Brick And Mortar | 4727 W Highway 146 Buckner, KY 40010 Map ↗ |
| United Citizens Bank & Trust Company Owenton Branch · Full Service - Brick And Mortar | 785 Highway 22 E Owenton, KY 40359 Map ↗ |
| United Citizens Bank & Trust Company New Castle Branch · Full Service - Brick And Mortar | 25 S Main St New Castle, KY 40050 Map ↗ |
| United Citizens Bank & Trust Company United Citizens Bank & Trust Company · Full Service - Brick And Mortar | 8198 Main St Campbellsburg, KY 40011 Map ↗ |
Holding company: UNITED CITIZENS FINANCIAL CORP
The FDIC lists UNITED CITIZENS FINANCIAL CORP, based in Campbellsburg, KY, as the top holding company for United Citizens Bank & Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to United Citizens Bank & Trust Company's $219M. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Bank of Jamestown | Jamestown | $264M | 3 |
| Bank of Hindman | Hindman | $260M | 3 |
| FIRST NATIONAL BANK OF KENTUCKY | Carrollton | $258M | 6 |
| Citizens Bank | Mount Vernon | $250M | 5 |
| Farmers Bank and Trust Company | Princeton | $248M | 4 |
| Lewisburg Banking Company | Lewisburg | $246M | 5 |
| Taylor County Bank | Campbellsville | $244M | 4 |
| The Commercial Bank of Grayson | Grayson | $242M | 3 |
United Citizens Bank & Trust Company: common questions
Is United Citizens Bank & Trust Company FDIC-insured?
Yes. United Citizens Bank & Trust Company is an active FDIC-insured institution, FDIC Certificate #15249. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is United Citizens Bank & Trust Company headquartered?
United Citizens Bank & Trust Company is headquartered at 8198 Main St, Campbellsburg, KY 40011, according to FDIC records.
How many branches does United Citizens Bank & Trust Company have?
FDIC location data lists 7 offices for United Citizens Bank & Trust Company, all in Kentucky.
Who owns United Citizens Bank & Trust Company?
The FDIC lists UNITED CITIZENS FINANCIAL CORP of Campbellsburg, KY as the top holding company for United Citizens Bank & Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.