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United Community Bank
✓ FDIC-insured · Active FDIC Certificate #13656
United Community Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Milford, Iowa, established in 1931. As of the 06/30/2026 FDIC call report, it reported $290M in total assets and $233M in deposits. FDIC location data lists 5 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company MILFORD BCORP (Milford, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of United Community Bank's FDIC-listed offices are in Iowa. Browse banks in Milford for other local options.
Branch locations
| United Community Bank Hartley Branch · Full Service - Brick And Mortar | 117 S Central Ave Hartley, IA 51346 Map ↗ |
| United Community Bank Ocheyedan Branch · Full Service - Brick And Mortar | 850 Main St Ocheyedan, IA 51354 Map ↗ |
| United Community Bank Okoboji Branch · Full Service - Brick And Mortar | Highway 71 North Okoboji, IA 51355 Map ↗ |
| United Community Bank Lake Park Branch · Full Service - Brick And Mortar | 113 Market St Lake Park, IA 51347 Map ↗ |
| United Community Bank United Community Bank · Full Service - Brick And Mortar | 1000 Okoboji Ave Milford, IA 51351 Map ↗ |
Holding company: MILFORD BCORP
The FDIC lists MILFORD BCORP, based in Milford, IA, as the top holding company for United Community Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to United Community Bank's $290M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| NSB Bank | Mason City | $461M | 6 |
| GreatAmerica Bank National Association | Cedar Rapids | $450M | 4 |
| FreedomBank | Elkader | $434M | 4 |
| TS Bank | Treynor | $433M | 7 |
| Maquoketa State Bank | Maquoketa | $429M | 4 |
| Waukon State Bank | Waukon | $427M | 4 |
| Farmers Trust and Savings Bank | Buffalo Center | $423M | 6 |
| Central State Bank | Coralville | $419M | 7 |
United Community Bank: common questions
Is United Community Bank FDIC-insured?
Yes. United Community Bank is an active FDIC-insured institution, FDIC Certificate #13656. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is United Community Bank headquartered?
United Community Bank is headquartered at 1000 Okoboji Ave, Milford, IA 51351, according to FDIC records.
How many branches does United Community Bank have?
FDIC location data lists 5 offices for United Community Bank, all in Iowa.
Who owns United Community Bank?
The FDIC lists MILFORD BCORP of Milford, IA as the top holding company for United Community Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.