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Watertown Savings Bank
✓ FDIC-insured · Active FDIC Certificate #15990
Watertown Savings Bank is an FDIC-insured state-chartered savings institution, headquartered in Watertown, New York, established in 1894. As of the 06/30/2026 FDIC call report, it reported $971M in total assets and $784M in deposits. FDIC location data lists 10 offices in New York. The FDIC classifies it as a community bank.
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of Watertown Savings Bank's FDIC-listed offices are in New York. Browse banks in Watertown for other local options.
Branch locations
| Watertown Savings Bank Watertown Savings Bank · Full Service - Brick And Mortar | 111 Clinton St Watertown, NY 13601 Map ↗ |
| Watertown Savings Bank Alexandria Bay Branch · Full Service - Brick And Mortar | 4 Market St Alexandria Bay, NY 13607 Map ↗ |
| Watertown Savings Bank State Street Branch · Full Service - Brick And Mortar | 1816 State Street Watertown, NY 13601 Map ↗ |
| Watertown Savings Bank Adams Branch · Full Service - Brick And Mortar | 10729 Us Route 11 Adams, NY 13605 Map ↗ |
| Watertown Savings Bank Watertown Branch · Full Service - Brick And Mortar | 101 Commerce Park Dr Watertown, NY 13601 Map ↗ |
| Watertown Savings Bank Clinton Street Branch · Limited Service - Drive Thru/Detached Facility | 140 Clinton St Watertown, NY 13601 Map ↗ |
| Watertown Savings Bank Sackets Harbor Branch · Full Service - Brick And Mortar | 100 West Main Street Sackets Harbor, NY 13685 Map ↗ |
| Watertown Savings Bank Clayton James St Branch · Full Service - Brick And Mortar | 352 James St Clayton, NY 13624 Map ↗ |
| Watertown Savings Bank Chaumont Branch · Full Service - Brick And Mortar | 12221 Nys Route 12e Chaumont, NY 13622 Map ↗ |
| Watertown Savings Bank Wsb Municipal Bank Branch · Limited Service - Drive Thru/Detached Facility | 111 Clinton St Watertown, NY 13601 Map ↗ |
Similar-size banks in New York
Active FDIC-insured banks headquartered in New York with total assets closest to Watertown Savings Bank's $971M. See all banks in New York.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Solvay Bank | Solvay | $1.2B | 10 |
| Amerasia Bank | Flushing | $1.1B | 8 |
| First Central Savings Bank | Glen Cove | $1.0B | 10 |
| Walden Savings Bank | Montgomery | $1.0B | 11 |
| BTG Pactual Bank, National Association | New York | $978M | 1 |
| Community Federal Savings Bank | Woodhaven | $827M | 1 |
| Quontic Bank | Astoria | $787M | 1 |
| Lake Shore Bank | Dunkirk | $736M | 11 |
Watertown Savings Bank: common questions
Is Watertown Savings Bank FDIC-insured?
Yes. Watertown Savings Bank is an active FDIC-insured institution, FDIC Certificate #15990. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Watertown Savings Bank headquartered?
Watertown Savings Bank is headquartered at 111 Clinton St, Watertown, NY 13601, according to FDIC records.
How many branches does Watertown Savings Bank have?
FDIC location data lists 10 offices for Watertown Savings Bank, all in New York.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.