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Watertown Savings Bank

✓ FDIC-insured · Active FDIC Certificate #15990

Watertown Savings Bank is an FDIC-insured state-chartered savings institution, headquartered in Watertown, New York, established in 1894. As of the 06/30/2026 FDIC call report, it reported $971M in total assets and $784M in deposits. FDIC location data lists 10 offices in New York. The FDIC classifies it as a community bank.

Total assets
$971M
Total deposits
$784M
Offices
10
Return on assets
1.90%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 10 of Watertown Savings Bank's FDIC-listed offices are in New York. Browse banks in Watertown for other local options.

Branch locations

Watertown Savings Bank
Watertown Savings Bank · Full Service - Brick And Mortar
111 Clinton St
Watertown, NY 13601
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Watertown Savings Bank
Alexandria Bay Branch · Full Service - Brick And Mortar
4 Market St
Alexandria Bay, NY 13607
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Watertown Savings Bank
State Street Branch · Full Service - Brick And Mortar
1816 State Street
Watertown, NY 13601
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Watertown Savings Bank
Adams Branch · Full Service - Brick And Mortar
10729 Us Route 11
Adams, NY 13605
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Watertown Savings Bank
Watertown Branch · Full Service - Brick And Mortar
101 Commerce Park Dr
Watertown, NY 13601
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Watertown Savings Bank
Clinton Street Branch · Limited Service - Drive Thru/Detached Facility
140 Clinton St
Watertown, NY 13601
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Watertown Savings Bank
Sackets Harbor Branch · Full Service - Brick And Mortar
100 West Main Street
Sackets Harbor, NY 13685
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Watertown Savings Bank
Clayton James St Branch · Full Service - Brick And Mortar
352 James St
Clayton, NY 13624
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Watertown Savings Bank
Chaumont Branch · Full Service - Brick And Mortar
12221 Nys Route 12e
Chaumont, NY 13622
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Watertown Savings Bank
Wsb Municipal Bank Branch · Limited Service - Drive Thru/Detached Facility
111 Clinton St
Watertown, NY 13601
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Similar-size banks in New York

Active FDIC-insured banks headquartered in New York with total assets closest to Watertown Savings Bank's $971M. See all banks in New York.

BankHQ cityAssetsOffices
Solvay BankSolvay$1.2B10
Amerasia BankFlushing$1.1B8
First Central Savings BankGlen Cove$1.0B10
Walden Savings BankMontgomery$1.0B11
BTG Pactual Bank, National AssociationNew York$978M1
Community Federal Savings BankWoodhaven$827M1
Quontic BankAstoria$787M1
Lake Shore BankDunkirk$736M11

Watertown Savings Bank: common questions

Is Watertown Savings Bank FDIC-insured?

Yes. Watertown Savings Bank is an active FDIC-insured institution, FDIC Certificate #15990. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Watertown Savings Bank headquartered?

Watertown Savings Bank is headquartered at 111 Clinton St, Watertown, NY 13601, according to FDIC records.

How many branches does Watertown Savings Bank have?

FDIC location data lists 10 offices for Watertown Savings Bank, all in New York.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.