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Waycross Bank & Trust
✓ FDIC-insured · Active FDIC Certificate #27254
Waycross Bank & Trust is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Waycross, Georgia, established in 1988. As of the 06/30/2026 FDIC call report, it reported $242M in total assets and $217M in deposits. FDIC location data lists 1 office in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company WB & T BANKSHARES INC (Waycross, GA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
Waycross Bank & Trust's only FDIC-listed office is in Georgia. Browse banks in Waycross for other local options.
Branch locations
| Waycross Bank & Trust Waycross Bank & Trust · Full Service - Brick And Mortar | 501 Tebeau St Waycross, GA 31501 Map ↗ |
Holding company: WB & T BANKSHARES INC
The FDIC lists WB & T BANKSHARES INC, based in Waycross, GA, as the top holding company for Waycross Bank & Trust. It also owns 2 FDIC-insured banks:
- Guardian Bank, Valdosta, GA ($598M in assets)
- South Coast Bank & Trust, Brunswick, GA ($270M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to Waycross Bank & Trust's $242M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First Southern Bank | Waycross | $347M | 1 |
| Altamaha Bank & Trust Company | Vidalia | $334M | 4 |
| Bank of Newington | Newington | $334M | 4 |
| Douglas National Bank | Douglas | $327M | 1 |
| Classic City Bank | Athens | $314M | 1 |
| United National Bank | Cairo | $309M | 1 |
| Craft Bank | Atlanta | $306M | 2 |
| The Claxton Bank | Bellville | $305M | 4 |
Waycross Bank & Trust: common questions
Is Waycross Bank & Trust FDIC-insured?
Yes. Waycross Bank & Trust is an active FDIC-insured institution, FDIC Certificate #27254. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Waycross Bank & Trust headquartered?
Waycross Bank & Trust is headquartered at 501 Tebeau St, Waycross, GA 31501, according to FDIC records.
How many branches does Waycross Bank & Trust have?
FDIC location data lists 1 office for Waycross Bank & Trust, all in Georgia.
Who owns Waycross Bank & Trust?
The FDIC lists WB & T BANKSHARES INC of Waycross, GA as the top holding company for Waycross Bank & Trust. The same holding company owns 2 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.