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Central State Bank
✓ FDIC-insured · Active FDIC Certificate #10903
Central State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in State Center, Iowa, established in 1902. As of the 06/30/2026 FDIC call report, it reported $558M in total assets and $466M in deposits. FDIC location data lists 3 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company STATE CENTER FINANCIAL INC (State Center, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Central State Bank's FDIC-listed offices are in Iowa. Browse banks in State Center for other local options.
Branch locations
| Central State Bank Ames Branch · Full Service - Brick And Mortar | 2709 Northridge Pkwy Ames, IA 50010 Map ↗ |
| Central State Bank West Des Moines Branch · Full Service - Brick And Mortar | 140 S 68th St West Des Moines, IA 50266 Map ↗ |
| Central State Bank Central State Bank · Full Service - Brick And Mortar | 109 Main St W State Center, IA 50247 Map ↗ |
Holding company: STATE CENTER FINANCIAL INC
The FDIC lists STATE CENTER FINANCIAL INC, based in State Center, IA, as the top holding company for Central State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to Central State Bank's $558M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Citizens State Bank | Monticello | $594M | 8 |
| South Ottumwa Savings Bank | Ottumwa | $565M | 6 |
| Connection Bank | Fort Madison | $541M | 5 |
| First Security Bank and Trust Company | Charles City | $538M | 8 |
| American Bank, National Association | Le Mars | $533M | 2 |
| Peoples Bank | Clive | $530M | 8 |
| The Shelby County State Bank | Harlan | $524M | 11 |
| Iowa Trust & Savings Bank | Emmetsburg | $522M | 4 |
Central State Bank: common questions
Is Central State Bank FDIC-insured?
Yes. Central State Bank is an active FDIC-insured institution, FDIC Certificate #10903. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Central State Bank headquartered?
Central State Bank is headquartered at 109 Main St W, State Center, IA 50247, according to FDIC records.
How many branches does Central State Bank have?
FDIC location data lists 3 offices for Central State Bank, all in Iowa.
Who owns Central State Bank?
The FDIC lists STATE CENTER FINANCIAL INC of State Center, IA as the top holding company for Central State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.