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South Ottumwa Savings Bank
✓ FDIC-insured · Active FDIC Certificate #9099
South Ottumwa Savings Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Ottumwa, Iowa, established in 1903. As of the 06/30/2026 FDIC call report, it reported $565M in total assets and $474M in deposits. FDIC location data lists 6 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company CORNERSTONE FINL SERVICES GROUP (Ottumwa, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of South Ottumwa Savings Bank's FDIC-listed offices are in Iowa. Browse banks in Ottumwa for other local options.
Branch locations
| South Ottumwa Savings Bank Hedrick Branch · Full Service - Brick And Mortar | 101 S Main St Hedrick, IA 52563 Map ↗ |
| South Ottumwa Savings Bank 102 South Main Branch · Full Service - Brick And Mortar | 102 S Main St Albia, IA 52531 Map ↗ |
| South Ottumwa Savings Bank North Court Branch · Full Service - Brick And Mortar | 2525 N Court St Ottumwa, IA 52501 Map ↗ |
| South Ottumwa Savings Bank South Ottumwa Savings Bank · Full Service - Brick And Mortar | 320 Church St Ottumwa, IA 52501 Map ↗ |
| South Ottumwa Savings Bank Albia Drive-Thru Branch · Limited Service - Drive Thru/Detached Facility | 217 S Main St Albia, IA 52531 Map ↗ |
| South Ottumwa Savings Bank West Liberty State Bank Branch · Full Service - Brick And Mortar | 101 E 4th St West Liberty, IA 52776 Map ↗ |
Holding company: CORNERSTONE FINL SERVICES GROUP
The FDIC lists CORNERSTONE FINL SERVICES GROUP, based in Ottumwa, IA, as the top holding company for South Ottumwa Savings Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to South Ottumwa Savings Bank's $565M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Peoples Savings Bank | Indianola | $610M | 8 |
| Washington State Bank | Washington | $601M | 5 |
| Citizens State Bank | Monticello | $594M | 8 |
| Central State Bank | State Center | $558M | 3 |
| Connection Bank | Fort Madison | $541M | 5 |
| First Security Bank and Trust Company | Charles City | $538M | 8 |
| American Bank, National Association | Le Mars | $533M | 2 |
| Peoples Bank | Clive | $530M | 8 |
South Ottumwa Savings Bank: common questions
Is South Ottumwa Savings Bank FDIC-insured?
Yes. South Ottumwa Savings Bank is an active FDIC-insured institution, FDIC Certificate #9099. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is South Ottumwa Savings Bank headquartered?
South Ottumwa Savings Bank is headquartered at 320 Church St, Ottumwa, IA 52501, according to FDIC records.
How many branches does South Ottumwa Savings Bank have?
FDIC location data lists 6 offices for South Ottumwa Savings Bank, all in Iowa.
Who owns South Ottumwa Savings Bank?
The FDIC lists CORNERSTONE FINL SERVICES GROUP of Ottumwa, IA as the top holding company for South Ottumwa Savings Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.