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Citizens Trust Bank
✓ FDIC-insured · Active FDIC Certificate #8033
Citizens Trust Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Atlanta, Georgia, established in 1921. As of the 06/30/2026 FDIC call report, it reported $790M in total assets and $678M in deposits. FDIC location data lists 7 offices across 2 states and territories, with the most in Georgia (5). The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS BANCSHARES CORP (Atlanta, GA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Citizens Trust Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Georgia | 5 | 71.4% |
| Alabama | 2 | 28.6% |
Branch locations
| Citizens Trust Bank Eutaw Branch · Full Service - Brick And Mortar | 213 Main St Eutaw, AL 35462 Map ↗ |
| Citizens Trust Bank Third Avenue Branch · Full Service - Brick And Mortar | 1700 3rd Ave N Birmingham, AL 35203 Map ↗ |
| Citizens Trust Bank East Point Branch · Full Service - Brick And Mortar | 2840 E Point St East Point, GA 30344 Map ↗ |
| Citizens Trust Bank Rockbridge Plaza Branch · Full Service - Brick And Mortar | 5771 Rockbridge Rd Stone Mountain, GA 30087 Map ↗ |
| Citizens Trust Bank Panola Road Branch · Full Service - Brick And Mortar | 2727 Panola Rd Lithonia, GA 30058 Map ↗ |
| Citizens Trust Bank Citizens Trust Bank · Full Service - Brick And Mortar | 965 Martin Luther King Jr Dr Nw Atlanta, GA 30314 Map ↗ |
| Citizens Trust Bank Cascade Branch · Full Service - Brick And Mortar | 3705 Cascade Rd Sw Atlanta, GA 30331 Map ↗ |
Holding company: CITIZENS BANCSHARES CORP
The FDIC lists CITIZENS BANCSHARES CORP, based in Atlanta, GA, as the top holding company for Citizens Trust Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to Citizens Trust Bank's $790M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First American Bank and Trust Company | Athens | $902M | 8 |
| Farmers and Merchants Bank | Lakeland | $862M | 6 |
| First Century Bank, National Association | Commerce | $832M | 2 |
| Barwick Banking Company | Barwick | $830M | 7 |
| PromiseOne Bank | Duluth | $812M | 10 |
| First National Community Bank | Chatsworth | $755M | 11 |
| Oconee State Bank | Watkinsville | $744M | 7 |
| FNB SOUTH | Alma | $735M | 4 |
Citizens Trust Bank: common questions
Is Citizens Trust Bank FDIC-insured?
Yes. Citizens Trust Bank is an active FDIC-insured institution, FDIC Certificate #8033. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Trust Bank headquartered?
Citizens Trust Bank is headquartered at 965 Martin Luther King Jr Dr Nw, Atlanta, GA 30314, according to FDIC records.
How many branches does Citizens Trust Bank have?
FDIC location data lists 7 offices for Citizens Trust Bank in 2 states and territories. The most are in Georgia (5), followed by Alabama (2).
Who owns Citizens Trust Bank?
The FDIC lists CITIZENS BANCSHARES CORP of Atlanta, GA as the top holding company for Citizens Trust Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.