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FNB SOUTH

✓ FDIC-insured · Active FDIC Certificate #17011

FNB SOUTH is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Alma, Georgia, established in 1950. As of the 06/30/2026 FDIC call report, it reported $735M in total assets and $610M in deposits. FDIC location data lists 4 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company FIRST BK SHARES OF THE S E INC (Alma, GA).

Total assets
$735M
Total deposits
$610M
Offices
4
Return on assets
2.64%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 4 of FNB SOUTH's FDIC-listed offices are in Georgia. Browse banks in Alma for other local options.

Branch locations

FNB SOUTH
Fnb South · Full Service - Brick And Mortar
423 W 12th St
Alma, GA 31510
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FNB SOUTH
Baxley Branch · Full Service - Brick And Mortar
198 W Parker St
Baxley, GA 31513
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FNB SOUTH
Fnb South Branch · Full Service - Brick And Mortar
620 Peterson Ave S
Douglas, GA 31533
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FNB SOUTH
Folkston Branch · Full Service - Brick And Mortar
4322 Second St N
Folkston, GA 31537
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Holding company: FIRST BK SHARES OF THE S E INC

The FDIC lists FIRST BK SHARES OF THE S E INC, based in Alma, GA, as the top holding company for FNB SOUTH. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Georgia

Active FDIC-insured banks headquartered in Georgia with total assets closest to FNB SOUTH's $735M. See all banks in Georgia.

BankHQ cityAssetsOffices
First Century Bank, National AssociationCommerce$832M2
Barwick Banking CompanyBarwick$830M7
PromiseOne BankDuluth$812M10
Citizens Trust BankAtlanta$790M7
First National Community BankChatsworth$755M11
Oconee State BankWatkinsville$744M7
First State Bank of BlakelyBlakely$668M8
Northeast Georgia BankLavonia$651M9

FNB SOUTH: common questions

Is FNB SOUTH FDIC-insured?

Yes. FNB SOUTH is an active FDIC-insured institution, FDIC Certificate #17011. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is FNB SOUTH headquartered?

FNB SOUTH is headquartered at 423 W 12th St, Alma, GA 31510, according to FDIC records.

How many branches does FNB SOUTH have?

FDIC location data lists 4 offices for FNB SOUTH, all in Georgia.

Who owns FNB SOUTH?

The FDIC lists FIRST BK SHARES OF THE S E INC of Alma, GA as the top holding company for FNB SOUTH.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.