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First Century Bank, National Association
✓ FDIC-insured · Active FDIC Certificate #57123
First Century Bank, National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Commerce, Georgia, established in 2002. As of the 06/30/2026 FDIC call report, it reported $832M in total assets and $693M in deposits. FDIC location data lists 2 offices across 2 states and territories, with the most in Georgia (1). The FDIC classifies it as a community bank. It is owned by the holding company FIRST CENTURY BCORP (Roswell, GA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First Century Bank, National Association has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Georgia | 1 | 50.0% |
| South Carolina | 1 | 50.0% |
Branch locations
| First Century Bank, National Association First Century Bank, National Association · Full Service - Brick And Mortar | 1731 N Elm St Commerce, GA 30529 Map ↗ |
| First Century Bank, National Association Hilton Head Branch · Full Service - Brick And Mortar | 2 Park Lane Hilton Head Island, SC 29928 Map ↗ |
Holding company: FIRST CENTURY BCORP
The FDIC lists FIRST CENTURY BCORP, based in Roswell, GA, as the top holding company for First Century Bank, National Association. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to First Century Bank, National Association's $832M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First American Bank and Trust Company | Athens | $902M | 8 |
| Farmers and Merchants Bank | Lakeland | $862M | 6 |
| Barwick Banking Company | Barwick | $830M | 7 |
| PromiseOne Bank | Duluth | $812M | 10 |
| Citizens Trust Bank | Atlanta | $790M | 7 |
| First National Community Bank | Chatsworth | $755M | 11 |
| Oconee State Bank | Watkinsville | $744M | 7 |
| FNB SOUTH | Alma | $735M | 4 |
First Century Bank, National Association: common questions
Is First Century Bank, National Association FDIC-insured?
Yes. First Century Bank, National Association is an active FDIC-insured institution, FDIC Certificate #57123. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Century Bank, National Association headquartered?
First Century Bank, National Association is headquartered at 1731 N Elm St, Commerce, GA 30529, according to FDIC records.
How many branches does First Century Bank, National Association have?
FDIC location data lists 2 offices for First Century Bank, National Association in 2 states and territories. The most are in Georgia (1), followed by South Carolina (1).
Who owns First Century Bank, National Association?
The FDIC lists FIRST CENTURY BCORP of Roswell, GA as the top holding company for First Century Bank, National Association.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.