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Community Financial Services Bank

✓ FDIC-insured · Active FDIC Certificate #287

Community Financial Services Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Benton, Kentucky, established in 1890. As of the 06/30/2026 FDIC call report, it reported $1.4B in total assets and $1.2B in deposits. FDIC location data lists 8 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN (Benton, KY).

Total assets
$1.4B
Total deposits
$1.2B
Offices
8
Return on assets
1.04%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 8 of Community Financial Services Bank's FDIC-listed offices are in Kentucky. Browse banks in Benton for other local options.

Branch locations

Community Financial Services Bank
Draffenville Banking Center Branch · Full Service - Brick And Mortar
23 Us Highway 68 W
Benton, KY 42025
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Community Financial Services Bank
Community Financial Services Bank · Full Service - Brick And Mortar
221 W 5th St
Benton, KY 42025
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Community Financial Services Bank
Mccracken County Banking Center - Park Avenue Branch · Full Service - Brick And Mortar
3390 Park Ave
Paducah, KY 42001
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Community Financial Services Bank
Calloway County Banking Center Branch · Full Service - Brick And Mortar
1721 N 12th St
Murray, KY 42071
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Community Financial Services Bank
Calvert City Banking Center Branch · Full Service - Brick And Mortar
456 E 5th Ave
Calvert City, KY 42029
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Community Financial Services Bank
Mccracken County Banking Center - Southside Branch · Full Service - Brick And Mortar
2550 Irvin Cobb Dr
Paducah, KY 42003
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Community Financial Services Bank
Graves County Banking Center Branch · Full Service - Brick And Mortar
100 Dick Castleman Byp
Mayfield, KY 42066
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Community Financial Services Bank
Calloway County Sycamore Banking Center · Full Service - Brick And Mortar
414 S 12th St
Murray, KY 42071
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Holding company: COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN

The FDIC lists COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN, based in Benton, KY, as the top holding company for Community Financial Services Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Community Financial Services Bank's $1.4B. See all banks in Kentucky.

BankHQ cityAssetsOffices
Whitaker BankLexington$1.9B46
Forcht Bank, National AssociationLexington$1.6B23
The Cecilian BankCecilia$1.6B19
First Southern National BankLancaster$1.3B17
Edmonton State BankGlasgow$1.2B18
The Monticello Banking CompanyMonticello$1.1B21
The Paducah Bank and Trust CompanyPaducah$1.1B6
The Farmers National Bank of DanvilleDanville$990M15

Community Financial Services Bank: common questions

Is Community Financial Services Bank FDIC-insured?

Yes. Community Financial Services Bank is an active FDIC-insured institution, FDIC Certificate #287. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Community Financial Services Bank headquartered?

Community Financial Services Bank is headquartered at 221 W 5th St, Benton, KY 42025, according to FDIC records.

How many branches does Community Financial Services Bank have?

FDIC location data lists 8 offices for Community Financial Services Bank, all in Kentucky.

Who owns Community Financial Services Bank?

The FDIC lists COMMUNITY FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN of Benton, KY as the top holding company for Community Financial Services Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.