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First Southern National Bank

✓ FDIC-insured · Active FDIC Certificate #2700

First Southern National Bank is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Lancaster, Kentucky, established in 1865. As of the 06/30/2026 FDIC call report, it reported $1.3B in total assets and $1.1B in deposits. FDIC location data lists 17 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST SOUTHERN BCORP INC (Stanford, KY).

Total assets
$1.3B
Total deposits
$1.1B
Offices
17
Return on assets
0.82%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 17 of First Southern National Bank's FDIC-listed offices are in Kentucky. Browse banks in Lancaster for other local options.

Branch locations

First Southern National Bank
Somerset Branch · Full Service - Brick And Mortar
15 N Highway 27
Somerset, KY 42503
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First Southern National Bank
First Southern National Bank · Full Service - Brick And Mortar
27 Public Sq
Lancaster, KY 40444
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First Southern National Bank
Richmond Branch · Full Service - Brick And Mortar
894 Richmond Plz
Richmond, KY 40475
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First Southern National Bank
Central City Branch · Full Service - Brick And Mortar
130 W Broad St
Central City, KY 42330
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First Southern National Bank
Princeton Main Branch · Full Service - Brick And Mortar
101 W Washington St
Princeton, KY 42445
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First Southern National Bank
Stanford Branch · Full Service - Brick And Mortar
103 Vincent Dr
Stanford, KY 40484
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First Southern National Bank
Lincoln/Pulaski Courier Ser. Branch · Limited Service - Messenger
15 N Highway 27
Somerset, KY 42503
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First Southern National Bank
Stanford Branch · Full Service - Brick And Mortar
102 W Main St
Stanford, KY 40484
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First Southern National Bank
Madison Courier Service Branch · Limited Service - Messenger
894 Richmond Plz
Richmond, KY 40475
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First Southern National Bank
Bethel Branch · Full Service - Brick And Mortar
88 S Bethel St
Russellville, KY 42276
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First Southern National Bank
Bluegrass Courier Service Branch · Limited Service - Messenger
3060 Harrodsburg Rd
Lexington, KY 40503
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First Southern National Bank
Nicholasville Branch · Full Service - Brick And Mortar
204 Fairfield Dr
Nicholasville, KY 40356
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First Southern National Bank
Greenville Branch · Full Service - Brick And Mortar
401 N Main St
Greenville, KY 42345
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First Southern National Bank
Bowling Green Branch · Full Service - Brick And Mortar
1214 Ashley Cir
Bowling Green, KY 42104
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First Southern National Bank
Hopkinsville Branch · Full Service - Brick And Mortar
4259 Fort Campbell Blvd
Hopkinsville, KY 42240
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First Southern National Bank
Lexington Branch · Full Service - Brick And Mortar
3060 Harrodsburg Rd Ste 205
Lexington, KY 40503
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First Southern National Bank
Monticello Branch · Full Service - Brick And Mortar
100 N Main St
Monticello, KY 42633
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Holding company: FIRST SOUTHERN BCORP INC

The FDIC lists FIRST SOUTHERN BCORP INC, based in Stanford, KY, as the top holding company for First Southern National Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to First Southern National Bank's $1.3B. See all banks in Kentucky.

BankHQ cityAssetsOffices
Forcht Bank, National AssociationLexington$1.6B23
The Cecilian BankCecilia$1.6B19
Community Financial Services BankBenton$1.4B8
Edmonton State BankGlasgow$1.2B18
The Monticello Banking CompanyMonticello$1.1B21
The Paducah Bank and Trust CompanyPaducah$1.1B6
The Farmers National Bank of DanvilleDanville$990M15
American Bank & Trust Company, Inc.Bowling Green$924M6

First Southern National Bank: common questions

Is First Southern National Bank FDIC-insured?

Yes. First Southern National Bank is an active FDIC-insured institution, FDIC Certificate #2700. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First Southern National Bank headquartered?

First Southern National Bank is headquartered at 27 Public Sq, Lancaster, KY 40444, according to FDIC records.

How many branches does First Southern National Bank have?

FDIC location data lists 17 offices for First Southern National Bank, all in Kentucky.

Who owns First Southern National Bank?

The FDIC lists FIRST SOUTHERN BCORP INC of Stanford, KY as the top holding company for First Southern National Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.