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The Monticello Banking Company

✓ FDIC-insured · Active FDIC Certificate #292

The Monticello Banking Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Monticello, Kentucky, established in 1895. As of the 06/30/2026 FDIC call report, it reported $1.1B in total assets and $924M in deposits. FDIC location data lists 21 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company MONTICELLO BANKSHARES INC (Monticello, KY).

Total assets
$1.1B
Total deposits
$924M
Offices
21
Return on assets
0.97%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 21 of The Monticello Banking Company's FDIC-listed offices are in Kentucky. Browse banks in Monticello for other local options.

Branch locations

The Monticello Banking Company
Clinton County Branch · Full Service - Brick And Mortar
310 N Cross St
Albany, KY 42602
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The Monticello Banking Company
Tradeway Branch · Full Service - Brick And Mortar
1450 N Main St
Monticello, KY 42633
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The Monticello Banking Company
Downtown Branch · Full Service - Brick And Mortar
95 N Main St
Monticello, KY 42633
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The Monticello Banking Company
Somerset North Branch · Full Service - Brick And Mortar
475 E Highway 80
Somerset, KY 42501
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The Monticello Banking Company
Village Center Branch · Full Service - Brick And Mortar
181 Finance St
Harlan, KY 40831
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The Monticello Banking Company
Mound Branch · Full Service - Brick And Mortar
102 E Mound St
Harlan, KY 40831
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The Monticello Banking Company
The Monticello Banking Company · Full Service - Brick And Mortar
50 N Main St
Monticello, KY 42633
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The Monticello Banking Company
Bowling Green - Heartland Branch · Full Service - Brick And Mortar
1050 Wilkinson Trace
Bowling Green, KY 42103
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The Monticello Banking Company
Highway 90 Branch · Full Service - Retail
28 Barnes Dr
Monticello, KY 42633
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The Monticello Banking Company
Russell County Branch · Full Service - Brick And Mortar
2449 S Highway 127
Russell Springs, KY 42642
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The Monticello Banking Company
Somerset South Branch · Full Service - Brick And Mortar
3653 S Highway 27
Somerset, KY 42501
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The Monticello Banking Company
Casey County Branch · Full Service - Brick And Mortar
611 N Wallace Wilkinson Blvd
Liberty, KY 42539
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The Monticello Banking Company
Cave Mill Road Branch · Full Service - Brick And Mortar
1840 Cave Mill Rd
Bowling Green, KY 42104
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The Monticello Banking Company
Danville Bluegrass Branch · Full Service - Brick And Mortar
113 Smoky Way
Danville, KY 40422
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The Monticello Banking Company
Glasgow Branch · Full Service - Brick And Mortar
1434 Happy Valley Rd
Glasgow, KY 42141
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The Monticello Banking Company
Beaumont Branch · Full Service - Brick And Mortar
997 Governors Ln
Lexington, KY 40513
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The Monticello Banking Company
Nicholasville Branch · Full Service - Brick And Mortar
104 Springdale Dr
Nicholasville, KY 40356
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The Monticello Banking Company
Hurstbourne Branch · Full Service - Brick And Mortar
9900 Ormsby Station Rd
Louisville, KY 40223
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The Monticello Banking Company
Richmond Branch · Full Service - Brick And Mortar
275 E Main St
Richmond, KY 40475
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The Monticello Banking Company
London Branch · Full Service - Brick And Mortar
1004 W 5th St
London, KY 40741
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The Monticello Banking Company
Frankfort Branch · Full Service - Brick And Mortar
100 East West Connector
Frankfort, KY 40601
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Holding company: MONTICELLO BANKSHARES INC

The FDIC lists MONTICELLO BANKSHARES INC, based in Monticello, KY, as the top holding company for The Monticello Banking Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to The Monticello Banking Company's $1.1B. See all banks in Kentucky.

BankHQ cityAssetsOffices
Community Financial Services BankBenton$1.4B8
First Southern National BankLancaster$1.3B17
Edmonton State BankGlasgow$1.2B18
The Paducah Bank and Trust CompanyPaducah$1.1B6
The Farmers National Bank of DanvilleDanville$990M15
American Bank & Trust Company, Inc.Bowling Green$924M6
Wilson & Muir Bank & Trust CompanyBardstown$818M12
Cumberland Valley National Bank & Trust CompanyLondon$816M14

The Monticello Banking Company: common questions

Is The Monticello Banking Company FDIC-insured?

Yes. The Monticello Banking Company is an active FDIC-insured institution, FDIC Certificate #292. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is The Monticello Banking Company headquartered?

The Monticello Banking Company is headquartered at 50 N Main St, Monticello, KY 42633, according to FDIC records.

How many branches does The Monticello Banking Company have?

FDIC location data lists 21 offices for The Monticello Banking Company, all in Kentucky.

Who owns The Monticello Banking Company?

The FDIC lists MONTICELLO BANKSHARES INC of Monticello, KY as the top holding company for The Monticello Banking Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.