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Farmers State Bank
✓ FDIC-insured · Active FDIC Certificate #879
Farmers State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lincolnton, Georgia, established in 1911. As of the 06/30/2026 FDIC call report, it reported $186M in total assets and $160M in deposits. FDIC location data lists 3 offices in Georgia. The FDIC classifies it as a community bank. It is owned by the holding company LINCOLN BANCSHARES INC (Lincolnton, GA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Farmers State Bank's FDIC-listed offices are in Georgia. Browse banks in Lincolnton for other local options.
Branch locations
| Farmers State Bank Washington Branch · Full Service - Brick And Mortar | 209 E Court St Washington, GA 30673 Map ↗ |
| Farmers State Bank Farmers State Bank · Full Service - Brick And Mortar | 115 N Washington St Lincolnton, GA 30817 Map ↗ |
| Farmers State Bank Thomson Branch · Full Service - Brick And Mortar | 1197 Washington Rd Thomson, GA 30824 Map ↗ |
Holding company: LINCOLN BANCSHARES INC
The FDIC lists LINCOLN BANCSHARES INC, based in Lincolnton, GA, as the top holding company for Farmers State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Georgia
Active FDIC-insured banks headquartered in Georgia with total assets closest to Farmers State Bank's $186M. See all banks in Georgia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| South Coast Bank & Trust | Brunswick | $270M | 2 |
| The Peoples Bank | Eatonton | $270M | 3 |
| South Georgia Bank | Glennville | $270M | 5 |
| Community Bank of Georgia | Baxley | $269M | 2 |
| AB&T | Albany | $261M | 3 |
| The Peoples Bank of Georgia | Talbotton | $252M | 4 |
| Bank of Alapaha | Alapaha | $251M | 4 |
| Waycross Bank & Trust | Waycross | $242M | 1 |
Farmers State Bank: common questions
Is Farmers State Bank FDIC-insured?
Yes. Farmers State Bank is an active FDIC-insured institution, FDIC Certificate #879. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers State Bank headquartered?
Farmers State Bank is headquartered at 115 N Washington St, Lincolnton, GA 30817, according to FDIC records.
How many branches does Farmers State Bank have?
FDIC location data lists 3 offices for Farmers State Bank, all in Georgia.
Who owns Farmers State Bank?
The FDIC lists LINCOLN BANCSHARES INC of Lincolnton, GA as the top holding company for Farmers State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.