Home › Michigan › First Community Bank
First Community Bank
✓ FDIC-insured · Active FDIC Certificate #13179
First Community Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Harbor Springs, Michigan, established in 1905. As of the 06/30/2026 FDIC call report, it reported $414M in total assets and $358M in deposits. FDIC location data lists 10 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company HARBOR SPRINGS FINANCIAL CORP (Harbor Springs, MI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of First Community Bank's FDIC-listed offices are in Michigan. Browse banks in Harbor Springs for other local options.
Branch locations
| First Community Bank Harbor Springs Airport Branch · Limited Service - Drive Thru/Detached Facility | 8201 Harbor-Petoskey Rd Harbor Springs, MI 49740 Map ↗ |
| First Community Bank Harbor Springs Lake St Branch · Limited Service - Drive Thru/Detached Facility | 115 E Lake St Harbor Springs, MI 49740 Map ↗ |
| First Community Bank Petoskey Division St Branch · Limited Service - Drive Thru/Detached Facility | 2201 E Mitchell Rd Petoskey, MI 49770 Map ↗ |
| First Community Bank Petoskey Main Office · Full Service - Brick And Mortar | 330 E Mitchell St Petoskey, MI 49770 Map ↗ |
| First Community Bank Cheboygan Main Office Branch · Full Service - Brick And Mortar | 201 N Main St Cheboygan, MI 49721 Map ↗ |
| First Community Bank Petoskey Spring Street Branch · Limited Service - Drive Thru/Detached Facility | 930 Spring St Petoskey, MI 49770 Map ↗ |
| First Community Bank Traverse City Main Branch · Full Service - Brick And Mortar | 107 Cass Street, Suite 6 Traverse City, MI 49684 Map ↗ |
| First Community Bank Birmingham Branch · Full Service - Brick And Mortar | 379 S Old Woodward Ave Birmingham, MI 48009 Map ↗ |
| First Community Bank Grand Rapids Cascade Branch · Full Service - Brick And Mortar | 4455 Cascade Rd Se Grand Rapids, MI 49546 Map ↗ |
| First Community Bank First Community Bank · Full Service - Brick And Mortar | 200 E Main St Harbor Springs, MI 49740 Map ↗ |
Holding company: HARBOR SPRINGS FINANCIAL CORP
The FDIC lists HARBOR SPRINGS FINANCIAL CORP, based in Harbor Springs, MI, as the top holding company for First Community Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Michigan
Active FDIC-insured banks headquartered in Michigan with total assets closest to First Community Bank's $414M. See all banks in Michigan.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Lake-Osceola State Bank | Baldwin | $469M | 13 |
| Honor Bank | Honor | $443M | 9 |
| State Savings Bank | Frankfort | $431M | 9 |
| Chelsea State Bank | Chelsea | $417M | 4 |
| The Shelby State Bank | Shelby | $397M | 9 |
| Union Bank | Grand Rapids | $397M | 9 |
| First National Bank & Trust Co. | Iron Mountain | $386M | 7 |
| Upper Peninsula State Bank | Escanaba | $372M | 5 |
First Community Bank: common questions
Is First Community Bank FDIC-insured?
Yes. First Community Bank is an active FDIC-insured institution, FDIC Certificate #13179. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Community Bank headquartered?
First Community Bank is headquartered at 200 E Main St, Harbor Springs, MI 49740, according to FDIC records.
How many branches does First Community Bank have?
FDIC location data lists 10 offices for First Community Bank, all in Michigan.
Who owns First Community Bank?
The FDIC lists HARBOR SPRINGS FINANCIAL CORP of Harbor Springs, MI as the top holding company for First Community Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.